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Kohls CLI Wow I Feel Dumb.

belle6m2k
Regular Contributor

Kohls CLI Wow I Feel Dumb.

So I hit the button to ask for a credit limit increase while I was on their site. Came back with the denial 7-10 day response and I was suprised as my scores are good, income reasonable, no baddies, and util under 5%. Today I got the letter. I'm at the max credit line they offer. Ooops feeling really dumb.

Message 1 of 23
22 REPLIES 22
FinStar
Moderator Emeritus

Re: Kohls CLI Wow I Feel Dumb.

Awe don't feel dumb OP. What is your current CL?

Generally, the high end "soft" max is $3K, but there are folks who are capped at $4K.
Message 2 of 23
WhatTickaWhat
Established Contributor

Re: Kohls CLI Wow I Feel Dumb.

No worries.

 

On some of my cards i still hit the button, even tho for the last

multiple times I get the same reason letter. 



[Penfed Platinum Rewards 10k][BOA Cash Rewards 22k][NFCU cashRewards 37k][IHG 14.2k][BOA 15.8k][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 24.5k][SearsMC 15k][Lowes 35k][Toyota 21k][BP 10k][Home Depot 5k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $68k][PNC $26.5k]
BT'oholic and OPM Lover! Chunk'n it hard and often!
Message 3 of 23
njcobra10tha
Established Contributor

Re: Kohls CLI Wow I Feel Dumb.

For those of us with Kohls charges what is that maximum?

Message 4 of 23
belle6m2k
Regular Contributor

Re: Kohls CLI Wow I Feel Dumb.

4000
Message 5 of 23
FinStar
Moderator Emeritus

Re: Kohls CLI Wow I Feel Dumb.

Thanks OP. So, if you're at $4K, that's the max for Kohl's.
Message 6 of 23
SweetCreditObsession
Valued Contributor

Re: Kohls CLI Wow I Feel Dumb.

Thanks for the data point!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: 807

Initial Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Current Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021





Message 7 of 23
Legal_Girl
Frequent Contributor

Re: Kohls CLI Wow I Feel Dumb.

My c/l with Kohl's is $5k & has been for about 2 years, give or take. I also know several others with a 5k c/l.
Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 764/EX - 760/TU - 769/Quicksilver $3,500 / Cred 1 $2,625 / 1st Natl $4,250/ Kohl $5k / Mercury MC $4,400 / NFCU Visa Sig Cash Rew $23k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $23,000 / Discover IT Chrome $15,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $5,800 / Citi Simplicity $9,900 / Citi Premier $5,700 / Care Credit $10k/ AMEX Gold - NSL
Message 8 of 23
ShopAroundtheClock
Valued Member

Re: Kohls CLI Wow I Feel Dumb.

I recently got the same response to my CLI request from Kohl's.  My CL is $3k.  Maybe they will change that one day in the future.

Starting Scores (4/22/18): 712EQ; 696TU; 727EX
Current Scores (8/28/18) 730EQ; 702TU; 736EX
Goals: 800+


Discover IT $13k; Cap1 QS $4.3k; Cap1 GM $500; CO $2.8k; Chase F $1k; Amex BCE $1k; Gap Visa $1.6k; VS $2.9k; CareCredit $5.5k; Target $2.6k; Walmart $2k; JCP $2.5k; TJX $1.2; Justice $1.3k; HotTopic $850; Ulta $1090; Kohl's $3k; Best Buy Visa $1.8k; Amazon Prime $3.3k; Belk $2k; QVC $1.9k; PPE MC $600; Macy's $1.3k; Lowes $4.3k; Ikea $5.5k; BofA CR $3k; HD $1k; SFVR $3k
Message 9 of 23
Tutheather22
Frequent Contributor

Re: Kohls CLI Wow I Feel Dumb.

Wait! Kohls max credit limit is $4000 for "anyone"??? Am I reading this right?
Message 10 of 23
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