Kohls CLI

[CivalV]

My last CLI was roughly 10 months ago. I have used the crap out of my $700 CL and have also paid it down with no issues. I've read some post that Kohls will HP for CLI. I was able to secure my Chase Marriott Bonvoy CC with a $5000 credit limit. I really would love at least a $1500 CL on my Kohls card. 

Should I call in for a CLI or use the Kohls Charge site to request an increase? My target card went from $300 to $2000 in less than a year. What in the world. Poor Kohls is a slow grower for sure!

[althes]

Its a capital one backed card.

Enough said.

[CivalV]

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@althes wrote:

Its a capital one backed card.

Enough said.

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I always give the benefit of the doubt. Unfortunate that it is backed by Cap 1. With the accounts I have, they are very random with their CLIs. 

[Gonzozap]

Kohl's finally gave me  a $1500 limit.  It was a SP.

[CivalV]

How long from your previous CLI? 10 months since my last SP CLI and I am itching to hit the button in hopes they approve it 

[Raisondetre]

My husband was given a CLI about a year after getting that card, it went from $750 to $1500. He requested on their site and it was a SP. Since the card is issued by Cap1, it definitely is a slow grower. He just tried requesting again a few days ago but was denied (I think it's been less than 6 months since the CLI) but it was definitely a SP.

[soxfaininfl]

I've had my Kohl's card for 2 1/2 years and not one auto CLI. I started out with a 1k limit and even tried for the first time for a CLI a couple of months ago, and they declined me. 

[AverageJoesCredit]

I thought Cap 1 cards are sp cli even on retail?

[Anonymous]

I got mine with a $300 SL. Six months later I got a SP CLI to $700. It has sat there since February with no further growth despite some score improvement and a bunch of attempts. Cap One thinks $700 is sufficient for me apparently.

[soxfaininfl]

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@AverageJoesCredit wrote:
I thought Cap 1 cards are sp cli even on retail?

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Yes, it was a soft pull.