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Was browsing kohls.com and saw a pre-qualify button with no impact to credit score.
I prequalified and was invited to apply.
Applied and got a note that more info would be coming in the mail within 30 days. Am I approved or denied?
Neither, sounds like verification.
What are they hoping to verify?
It is already a hard pull now
That it's actually you who applied.
You may receive something in the mail letting you know what they need, you may get a phone call, and sometimes nothing is needed from you.
Same thing happened to me.. IDK?