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I'm a truck driver was driving through Michigan and saw the sign that they had 3% interest checking account so I went and looked it long story short you get 3% on 15k Free money is free money anyway they did a Hard pull exp to open account well I called them up and asked could I apply for card with same hard pull the guy that did the app said yes and my score was 789
He forwarded it to underwriters who denied it saying they were not offering credit to out of state members
If I would have used a 2nd Hard pull would have been super mad they should put that on there website they do advertise anyone can join with 5$ donation but they should list that credit is for Michigan residents only
@howellco2 wrote:
He forwarded it to underwriters who denied it saying they were not offering credit to out of state members
Some times Credit Unions and even some Banks are Geo Fenced for the Credit Purposes. I agree they should indicate the application for credit is only for instate residents. Sorry you got hit with an inquiry.
Wow, that's a bummer . . . perhaps Lake Michigan Credit Union should place that "credit is not applicable to out of state members" large enough to where it can be seen prior to establishing a deposit account.
They are in FL also, oddly enough. There is one in Port Charlotte, 5 minutes from my home.