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Left the garden, went two for four.

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tcbofade
Super Contributor

Left the garden, went two for four.

So, I took a stroll outside the garden fence last night and applied for four cards that looked useful and appealing to me.

 

Citi Simplicity...  (21 month 0% BT offer).  Denied.  I'll wait for the letter.

DCU Platinum... went pending...said that they would be in touch...called me today to tell me that I was denied due to "excessive unsecured credit."   Can't argue with that.  Might have joined the $300k club with my two approvals.

Navy Flagship.  Approved $11k  ($500 SUB, plus BT offers early in the calendar year!)

PenFed Power Cash Rewards Signature, approved for $20k.  (Almost always has BTs available...)

 

Citi and NFCU pulled Trans Union, DCU and PenFed pulled EQ.

 

 

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1 of 17
16 REPLIES 16
bizarrocreditworld
Valued Contributor

Re: Left the garden, went two for four.

Congratulations on the .500 batting average. You got a great pair of CLs on the two you were approved for. 

No credit news is good credit news!
Message 2 of 17
BallBounces
Valued Contributor

Re: Left the garden, went two for four.

How many open revolvers are you up to?

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 3 of 17
tcbofade
Super Contributor

Re: Left the garden, went two for four.

Hmmm.  Dunno, and I'm in the wrong room...  Give me a minute...

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 4 of 17
AverageJoesCredit
Legendary Contributor

Re: Left the garden, went two for four.

Grats @tcbofade Smiley Happy You are a true sleeper here. Been following your journey for quite awhile snd youve turned into a Mini RajSmiley Wink
Message 5 of 17
BallBounces
Valued Contributor

Re: Left the garden, went two for four.

I know right?

 

Also:

 

 

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 6 of 17
tcbofade
Super Contributor

Re: Left the garden, went two for four.

Sorry... got distracted by my wife.  Smiley Embarassed

 

JUST myself, I've got 27 open revolvers... the above make #28 and #29.

 

If we're counting joint/AU accounts with DW, I'm at 38 open revolvers, and the two newest are numbers 39 and 40.

 

Smiley Surprised

 

Total revolving credit lines $319,300.00

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 7 of 17
Meanmchine
Super Contributor

Re: Left the garden, went two for four.

Congrats !

Congrats !

Aw Shucks

Aw Shucks

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 8 of 17
Cred4All
Valued Contributor

Re: Left the garden, went two for four.

2 solid pick ups, congrats!


Message 9 of 17
kilroy8
Community Leader
Super Contributor

Re: Left the garden, went two for four.

TacoFade in Finance Mgr office at car dealership:

 

Finance Mgr: Did you finish the application

Taco: Sure, here ya go.

Finance Mgr: Let's pull your credit file.

 

Finance Mgr:  ...

 

giphy (11).gif

Message 10 of 17
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