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Lock on equifax question with Capitol one approval?

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team_audi
Valued Member

Lock on equifax question with Capitol one approval?

Hey, anyone know if you have a lock Equifax and you apply for a Cap one and they do a triple pull would you still be able to get approved with a double pull? Anyone done this before and or had success? I have 22inq on equfiax vs 8 on the others so I would prefer not to keep hitting Equifax. 


Starting Score: 571
Current Score: 641
Goal Score: 700


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Message 1 of 4
3 REPLIES 3
Skye12329
Valued Contributor

Re: Lock on equifax question with Capitol one approval?

Highly not recommended to freeze. Most lenders will either deny the application or Ask for you to unfreeze and re apply or request the pin to access the bureau.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 4
team_audi
Valued Member

Re: Lock on equifax question with Capitol one approval?

It's not a freeze its a lock from equifax cause I use there monitoring service. Same question applies.. I can lock and unlock anytime I want. 


Starting Score: 571
Current Score: 641
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 4
Anonymous
Not applicable

Re: Lock on equifax question with Capitol one approval?

I was approved with double pull. EQ/TU.

I can't advocate that you freeze any one report. {Mod cut. Nice try}

Message 4 of 4
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