Looking for a second credit card to apply for?

[Anonymous]

i say discover it for students. they're accepting of thin files

[Anonymous]

Thanks will apply tomorrow when my credit update is posted.If you could think of any more that would be very helpful.

[Anonymous]

just be careful with 5 injuries and 6 months history. if you don't get it i would wait 3-4 months

[Anonymous]

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@Anonymous wrote:
just be careful with 5 injuries and 6 months history. if you don't get it i would wait 3-4 months

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+1.

I would personally recommend going to a Bank of America branch and applying for the 123 cash rewards card, It was my first card, so it holds a special place in my heart lol. I was denied given I had 0 credit history at the time but was able to put $500 down on the card to make it secured, after the 12 months they deposited the $500 back into my bank account and then tripled my credit limit. You would stand a pretty good chance given your 700+ score though!

Plus the rewards are pretty cool too so you would be earning cashback at the same time as trying to improve your credit score. 3% back on gas 2% on groceries and 1% on everything else. Earning an extra $10-$30 a month depending on your spending is awesome. Something the CapOne cannot do for you.

Keep up the good work, it will pay off soon, I started building credit just over 18 months ago and I already have all the dream cards I wanted at the time of starting.

[SecretAzure]

If you havn't app'd yet I would say not to apply for anything. If you wait 3 months you'll see those offers start to land on your doorstep. The longer your AAOA grows without a new inquiry the more likely the approvals become and the higher (albeit not by much) starting limits you'll receive. 6 mos is not very much but if you add another card your AAOA will be decimated for a while.  

[Anonymous]

5/3 Bank is not as well known  but they will give you a secured if you open an account with them. I've never used them but have heard goos feedback from thsoe who have. From what I have been told they will graduate you to a regular card within 18 months. Again, just secondhand info, but worth a try.

[Anonymous]

good feedback, sorry - typing too fast before I head into a work meeting!

[Anonymous]

Well I could not help myself I applied for a cap one Quicksilver and Discover It and was denied by both companies.Feeling bad now trying to get a second credit card.

[Anonymous]

we tried to warn you lol

[Anonymous]

Sorry to hear that. Have you tried rebuilder cards?