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Lost prequalied application - mailer

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Frequent Contributor

Lost prequalied application - mailer

Hey guys, I usually throw out mailers from banks and when I was evaluating my cards I realize that I wanted to get the BBVA clear points card, but idk when they will send another one, it's been a while but I received one recently. Should I call them to see if they would send it to me again or should I cold app? Thanks!
Message 1 of 9
8 REPLIES 8
Moderator

Re: Lost prequalied application - mailer

Pre-qualified mailers cannot be regenerated or resent. You can wait to see whether another offer would be sent, if at all (provided the pre-screened criteria exists), or just apply directly.
Message 2 of 9
Frequent Contributor

Re: Lost prequalied application - mailer

Thanks bro, yeah they just need to manually check it the application. I just app a few minutes ago.
Message 3 of 9
Established Contributor

Re: Lost prequalied application - mailer

That is the one issue with prequalified offers. If you lose the paper and did not memorize the code the whole offer is lost. It is not until the next batch that they might send you a new one which might not even be the same. The good thing though is that if you remember what issuer it is from you can cold app and they will generally guarantee an approval at a minimum.

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Message 4 of 9
Frequent Contributor

Re: Lost prequalied application - mailer

Yes, give the telephone banking line a call

1-844-228-2272
opt# 2

 

Let the agent know you misplaced the mailer. They may be able to locate your number by your contact information. If not, the agent I spoke with a week or so ago said he had extra clearpoints reservation codes available to use for phone apps. Unfortunately, I was looking to apply for the rewards card. 

 

Good luck!

 

 

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Message 5 of 9
Regular Contributor

Re: Lost prequalied application - mailer

And to think I used to shred those offers from just about every issuer with such disdain. That was before I knew what they actually were. Smiley Sad Shredding $$$... live and learn... Now I cant wait to see them again Smiley LOL If nothing more than to feel like there's a secret treasure to be had and only I and the hundreds of thousands of mailing targets know about it Smiley Very Happy

~ This is Chess... It ain't Checkers!!! ~
Message 6 of 9
Valued Member

Re: Lost prequalied application - mailer

Omg something similar happened to me today. I received a mailer a way back from my credit union with a “11%, $5k limit” preapproval. Threw it away (bc my goal was to garden all 2019 🙄) then decided that’s just too good of an offer. Today wasted time at the branch only to be told to wait for the next mailer and they don’t know if I or when another one would go out. 🤦‍♀️ 😩😭
Message 7 of 9
Senior Contributor

Re: Lost prequalied application - mailer

Either way you go, you will most likely still get a HP.  Id bite the bullit and cold app




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>08/2019 CCT EX 829 TU 848 EQ 837
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Message 8 of 9
Frequent Contributor

Re: Lost prequalied application - mailer


@ocheosa wrote:

Yes, give the telephone banking line a call

1-844-228-2272
opt# 2

 

Let the agent know you misplaced the mailer. They may be able to locate your number by your contact information. If not, the agent I spoke with a week or so ago said he had extra clearpoints reservation codes available to use for phone apps. Unfortunately, I was looking to apply for the rewards card. 

 

Good luck!

 

 


Most financial institutions have tracking about who was sent a prequal offer and what that offer is. Reaching out to the company would be the best bet. 

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Message 9 of 9
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