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Lost prequalied application - mailer

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Established Contributor

Lost prequalied application - mailer

Hey guys, I usually throw out mailers from banks and when I was evaluating my cards I realize that I wanted to get the BBVA clear points card, but idk when they will send another one, it's been a while but I received one recently. Should I call them to see if they would send it to me again or should I cold app? Thanks!
Message 1 of 12
11 REPLIES 11
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Moderator

Re: Lost prequalied application - mailer

Pre-qualified mailers cannot be regenerated or resent. You can wait to see whether another offer would be sent, if at all (provided the pre-screened criteria exists), or just apply directly.
Message 2 of 12
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Established Contributor

Re: Lost prequalied application - mailer

Thanks bro, yeah they just need to manually check it the application. I just app a few minutes ago.
Message 3 of 12
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Established Contributor

Re: Lost prequalied application - mailer

That is the one issue with prequalified offers. If you lose the paper and did not memorize the code the whole offer is lost. It is not until the next batch that they might send you a new one which might not even be the same. The good thing though is that if you remember what issuer it is from you can cold app and they will generally guarantee an approval at a minimum.

TU:758 06/19/20 Bank of America--EX: 776 06/10/20 Experian--EQ:810 09/25/18 Citi--Gardening since 07/02/20
Active:
Bank of America (Better Balance Rewards M, Cash Rewards WM, Cash Rewards VS), Blispay V, Capital One (Quicksilver VSC, Walmart WMC), Chase(AARP VSC, Amazon Prime VSC, Freedom VSC, Slate VC), Citi Dividend MC, Citizens GreenSense MC, Discover It C, FedEx Employee Credit Association V, FNBO Ducks Unlimited VS, HSBC Cash Rewards M[Pending], PenFed Platinum Rewards VSC, Synchrony Bank(PayPal Credit, PayPal 2% Cashback M), UMB Bank Simply Rewards V[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC)
Wishlist: AOD Signature, Bellco Colorado Rewards, EBates, Marvel, Nusenda Platinum Cash Rewards, PenFed Pathfinder, Security Service Power Travel Rewards, Vantage West Connect Rewards, Wells Fargo Propel
Message 4 of 12
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Established Contributor

Re: Lost prequalied application - mailer

Yes, give the telephone banking line a call

1-844-228-2272
opt# 2

 

Let the agent know you misplaced the mailer. They may be able to locate your number by your contact information. If not, the agent I spoke with a week or so ago said he had extra clearpoints reservation codes available to use for phone apps. Unfortunately, I was looking to apply for the rewards card. 

 

Good luck!

 

 

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target.

[06/20] Scores: 700s. Util: 3-5%. Inq: TU 9, EX 7, EQ 11. AAoA=6y9m, AoOA=33y0m, AoYA=1m.
$200k GOAL Met !! TCL $240k. Extend thru CLI's over 1-2yrs: 250-300k.

Next: CLI's, combine and/or close 2-3 accts. Garden? Can't quite get the hang of it yet, un/fortunately, Ha ! Late this year, hope to start adding a few business accounts.
Message 5 of 12
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Frequent Contributor

Re: Lost prequalied application - mailer

And to think I used to shred those offers from just about every issuer with such disdain. That was before I knew what they actually were. Smiley Sad Shredding $$$... live and learn... Now I cant wait to see them again Smiley LOL If nothing more than to feel like there's a secret treasure to be had and only I and the hundreds of thousands of mailing targets know about it Smiley Very Happy

08/2019:
12/2019:

~ This is Chess... It ain't Checkers!!! ~


Message 6 of 12
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Valued Member

Re: Lost prequalied application - mailer

Omg something similar happened to me today. I received a mailer a way back from my credit union with a “11%, $5k limit” preapproval. Threw it away (bc my goal was to garden all 2019 🙄) then decided that’s just too good of an offer. Today wasted time at the branch only to be told to wait for the next mailer and they don’t know if I or when another one would go out. 🤦‍♀️ 😩😭
NFCU Amex (9/2019) $31k | NFCU Flagship (12/2019) $15.2k | Nordstrom VS (7/2017) $15k | Amex CM (9/2018) $9.8k | Cap One QS (5/2008) $7k | Chase Freedom (12/2018) $3.8k | EXP/TU - 727
Message 7 of 12
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Super Contributor

Re: Lost prequalied application - mailer

Either way you go, you will most likely still get a HP.  Id bite the bullit and cold app




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2020 CCT EX 835 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 8 of 12
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Valued Contributor

Re: Lost prequalied application - mailer


@ocheosa wrote:

Yes, give the telephone banking line a call

1-844-228-2272
opt# 2

 

Let the agent know you misplaced the mailer. They may be able to locate your number by your contact information. If not, the agent I spoke with a week or so ago said he had extra clearpoints reservation codes available to use for phone apps. Unfortunately, I was looking to apply for the rewards card. 

 

Good luck!

 

 


Most financial institutions have tracking about who was sent a prequal offer and what that offer is. Reaching out to the company would be the best bet. 

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
Message 9 of 12
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Established Contributor

Re: Lost prequalied application - mailer


@ocheosa wrote:

Yes, give the telephone banking line a call

1-844-228-2272
opt# 2

 

Let the agent know you misplaced the mailer. They may be able to locate your number by your contact information. If not, the agent I spoke with a week or so ago said he had extra clearpoints reservation codes available to use for phone apps. Unfortunately, I was looking to apply for the rewards card. 

 

Good luck!

 

 


Wanted to follow up on this just in case someone else experiences the same.

 

I spoke with telephone banking yesterday and the CSR confirmed my original reservation code was in the system.  So if you chucked your mailer but would still like to apply, just give them a call at the number noted above. Happy Apping! Smiley LOL

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target.

[06/20] Scores: 700s. Util: 3-5%. Inq: TU 9, EX 7, EQ 11. AAoA=6y9m, AoOA=33y0m, AoYA=1m.
$200k GOAL Met !! TCL $240k. Extend thru CLI's over 1-2yrs: 250-300k.

Next: CLI's, combine and/or close 2-3 accts. Garden? Can't quite get the hang of it yet, un/fortunately, Ha ! Late this year, hope to start adding a few business accounts.
Message 10 of 12
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