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Lowe's Credit Card

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A1Credit
Established Contributor

Re: Lowe's Credit Card


@Aduke1122 wrote:

Lowes is Synchrony  Bank , when I apped I was at 650 and was approved for 800 SL. Hope this helps


@Anonymous @Aduck1122!  Thank you for the response.  Can I ask how your CL has grown since opening the account?  I'm worried that such a low amount would hardly pay for what I need so I'm wondering how giving they are with CLI and how soon.

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 11 of 26
Anonymous
Not applicable

Re: Lowe's Credit Card

@A1Credit.

 

I was approved for Lowes 2 years ago with scores between 650-660.  They pulled EX for me.  My starting limit was $500.  Within a year I was up to $15k.  I have not asked for anymore increases in a year as my TU score had not reached the 700-720 range; also,  I don't have any major home improvement needs, so I just buy something every couple of months. 

Message 12 of 26
Anonymous
Not applicable

Re: Lowe's Credit Card

They are offering their extended financing options now thru 5-31. 

 

I took them up on it lol....bought some new goodies for my house. 

 

I was approved for a disappointing 1k CL. 

2 weeks or so after receiving the card, I asked for 10k and it was granted. 

Message 13 of 26
A1Credit
Established Contributor

Re: Lowe's Credit Card

Wow! That was a pretty big jump in CL! Can I ask what your scores were when you app'd and which report did they pull?
***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 14 of 26
A1Credit
Established Contributor

Re: Lowe's Credit Card

@Justagirl73
***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 15 of 26
Anonymous
Not applicable

Re: Lowe's Credit Card

I apped the beginning of March. They pulled TU. My TU varies between 702 and 722. It's currently at 702 (had a 10 point drop when 2 inquires hit). I think it was 712 when I apped. 

Message 16 of 26
A1Credit
Established Contributor

Re: Lowe's Credit Card


@Justagirl73 wrote:

I apped the beginning of March. They pulled TU. My TU varies between 702 and 722. It's currently at 702 (had a 10 point drop when 2 inquires hit). I think it was 712 when I apped. 


Your scores are much higher than mine

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 17 of 26
Anonymous
Not applicable

Re: Lowe's Credit Card


@A1Credit wrote:

@Justagirl73 wrote:

I apped the beginning of March. They pulled TU. My TU varies between 702 and 722. It's currently at 702 (had a 10 point drop when 2 inquires hit). I think it was 712 when I apped. 


Your scores are much higher than mine


You will get there! Just keep fighting the good credit fight ☺️

Message 18 of 26
A1Credit
Established Contributor

Re: Lowe's Credit Card


@Justagirl73 wrote:

@A1Credit wrote:

@Justagirl73 wrote:

I apped the beginning of March. They pulled TU. My TU varies between 702 and 722. It's currently at 702 (had a 10 point drop when 2 inquires hit). I think it was 712 when I apped. 


Your scores are much higher than mine


You will get there! Just keep fighting the good credit fight ☺️


Thank you for the words of encouragement.  I see you started your rebuild in 2016.  I'm not sure where you started but it seems that you have made great improvement.  Congratulations!!!

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 19 of 26
padme
Established Contributor

Re: Lowe's Credit Card

i started with a measly $300 limit 2 years back waiting like 6 months when to chat asked for 10K got 5K.

Message 20 of 26
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