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Lowes credit card

razzy116
Frequent Contributor

Lowes credit card

I appt on the pre-approval lowes  credit card, when i clicked the app it gave me a Apr 26 and also a 7 to 10 day review, was i denied? Thank you and be safe.

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Current Score: c669
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Message 1 of 16
15 REPLIES 15
AverageJoesCredit
Mega Contributor

Re: Lowes credit card


@razzy116 wrote:

I appt on the pre-approval lowes  credit card, when i clicked the app it gave me a Apr 26 and also a 7 to 10 day review, was i denied? Thank you and be safe.


dont understand this post but if you got 7-10 you were denied. 

Message 2 of 16
Jnbmom
Community Leader
Super Contributor

Re: Lowes credit card

Lowes doesn't have a prequalify site as far as I know?????????????????

EXP 758 TU 783 EQ 729
Message 3 of 16
FinStar
Moderator

Re: Lowes credit card


@Jnbmom wrote:

Lowes doesn't have a prequalify site as far as I know?????????????????


Unless the OP meant Home Depot pre-qualification portal? 🤷

Message 4 of 16
CreditSweeper
Established Contributor

Re: Lowes credit card


@FinStar wrote:

@Jnbmom wrote:

Lowes doesn't have a prequalify site as far as I know?????????????????


Unless the OP meant Home Depot pre-qualification portal? 🤷


Lowes does have a prequal tool 

7FE7628E-0DC0-44BD-A8CF-06645F460076.jpeg

 

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Message 5 of 16
Jnbmom
Community Leader
Super Contributor

Re: Lowes credit card

@CreditSweeper 

 

Hmmm wasn't aware of this, niceSmiley Happy

EXP 758 TU 783 EQ 729
Message 6 of 16
raisemysc0re
Frequent Contributor

Re: Lowes credit card

Just tried it.

PreQualified for $9,000

Brian

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2021 - (EQ 805| TU 791 | EX 775)

Total CL 172+k

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Message 7 of 16
Bama-37
New Member

Re: Lowes credit card

I did the same thing yesterday and got the same message. Called them (8004800186) and had to verify who I was. Once verified got approved for $4500. Then called the customer relations number 877-379-8173 (Overseas) and asked for increase to 30k as I am doing home repairs and they bumped the SL to 17k.

Message 8 of 16
raisemysc0re
Frequent Contributor

Re: Lowes credit card

Nice SL and recon bump.

I'm going to hold off until next month.

Closing on Refi in a week or 2...

Butt I will also call in if all they give me is 9K.

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2021 - (EQ 805| TU 791 | EX 775)

Total CL 172+k

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Message 9 of 16
FinStar
Moderator

Re: Lowes credit card


@CreditSweeper wrote:

@FinStar wrote:

@Jnbmom wrote:

Lowes doesn't have a prequalify site as far as I know?????????????????


Unless the OP meant Home Depot pre-qualification portal? 🤷


Lowes does have a prequal tool 

7FE7628E-0DC0-44BD-A8CF-06645F460076.jpeg

 


Color me surprised!   I had no idea either.   Thanks for clearing up the mystery.   

Message 10 of 16
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