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I would just call them back. Ive been denied and called back 4 times in two days. First was denial, second one took me from like $10k to $25k. third one was denial and fourth took me to $35k. its very dependent on individual person you speak with
$35k at Lowes, wow. I don't remember the last time I asked for a CLI. I have way more than I need..
I also don't think "my goal is $100k" is ever a good thought process.
@trubliever82 wrote:I would just call them back. Ive been denied and called back 4 times in two days. First was denial, second one took me from like $10k to $25k. third one was denial and fourth took me to $35k. its very dependent on individual person you speak with
I wonder why? I was origionall approved for $2K at the end of Janaruy. I then asked if they could increase that so I was transferred to a different department that asked the normal questions including how much I wanted. I asked for $10K and got it. Some members here suggested that I call back because I probably left some money on the table so I called a few days later and got $17K. I think I'd feel kind of strange calling to ask for an increase after I was just denied. I was approved the other time so I was just calling to ask for more. This would be like asking Mom after Dad said "no"
@mitchblue wrote:$35k at Lowes, wow. I don't remember the last time I asked for a CLI. I have way more than I need..
I also don't think "my goal is $100k" is ever a good thought process.
I always set goals. My problem is I bump them higher when I get closer to acheiving them.
@masscredit wrote:
@mitchblue wrote:$35k at Lowes, wow. I don't remember the last time I asked for a CLI. I have way more than I need..
I also don't think "my goal is $100k" is ever a good thought process.
I always set goals. My problem is I bump them higher when I get closer to acheiving them.
Then you're making this into a game? Might do more harm down the road.. Obviously you make quite the living.. AndI'm kind of jealous. I'll just take my $30k salary and go in a hole
If it's true that Sync has a $100k ceiling then I certainly wouldn't want to burn a quarter of it on a Lowes store card. That is unless you have no interest in taking advantage of some of their other offerings. I'd much rather have that limit on a major card rather then being locked to the store...but I understand to each his or her own.
With the highest monthly spend over 4 mos being only 5% of CL, I don't find a CLI decline surprising.