You should have all the money saved up. Even if you don't use the 0% the 5% discount on $30 k is nice. Another consideration is when Lowes screws up $20k worth of cabinets because the high school kid wasn't sure how to input it, it's to your advantage if you haven't paid them with a check!
|Total CL: $306.1k||UTL: 3%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
My denial letter arrived today. Pretty much generic reasons -
Derogatory public record or collection filed
Proportion of loan balances to loan amounts is too high
Time sisnce derogatory public record or collection is too short
Length of time accounts have been established - This one is a maybe. The account was 3 1/2 months old when I tried. 4 statements have cut.