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Lowes denied increase to $25k

Regular Contributor

Re: Lowes denied increase to $25k

You should have all the money saved up. Even if you don't use the 0% the 5% discount on $30 k is nice. Another consideration is when Lowes screws up $20k worth of cabinets because the high school kid wasn't sure how to input it, it's to your advantage if you haven't paid them with a check!

Message 31 of 33
Valued Contributor

Re: Lowes denied increase to $25k

@ Vortexeng - Funny but true.

Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 32 of 33
Valued Contributor

Re: Lowes denied increase to $25k

My denial letter arrived today. Pretty much generic reasons -


Derogatory public record or collection filed

Proportion of loan balances to loan amounts is too high

Time sisnce derogatory public record or collection is too short

Length of time accounts have been established - This one is a maybe.  The account was 3 1/2 months old when I tried. 4 statements have cut. 

Message 33 of 33
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