How old are the collections?
Having a Cap1 card already probably helps your chances a tad bit. While I can’t give you an exact percentage of your chances, I’d say they are decent depending on how old those collections are. I would expect a low starting credit line if approved however.
Just checked on their website....you can see if you prequalify.
Their prequal isn't as solid as a cap1s main site. I couldn't prequalify for a card, but got instant approval on a cold app.
Log into your Cap1 account. Open a new tab and go to Kohl's site. Put what you NEED in your shopping cart. Go to checkout. If they want you they will tell you.
Note that the information they make their pre-approval decision on may be a month old.
They will do a hard pull. but unlike a Cap1 CC, it will only be 1 bureau. It was TU in my case.
I'd have to agree with Ericguest on this one. Although you may want this card, based on your credit profile it really seems like you need to garden a bit and improve your scores.