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Macy"s chat

razzy116
Frequent Contributor

Macy"s chat

Can i go into Macy"s chat to request a credit limit increase and ask for a upgrade to the Amex card?

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Current Score: c669
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Message 1 of 15
14 REPLIES 14
coldfusion
Community Leader
Super Contributor

Re: Macy"s chat

Yes, you can ask.  I would expect a straightforward resolution for a CLI request and a response along the lines of Citi decides for themself if and when to offer an upgrade from the store card to the one that uses the AMEX payment network. 

 

Citibank does support having 1 of each card type so if you really want an AMEX you can just go head and try to apply for one as well and if successful choose to close the store card. 

 

 



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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 15
mark3038
Established Contributor

Re: Macy"s chat


@razzy116 wrote:

Can i go into Macy"s chat to request a credit limit increase and ask for a upgrade to the Amex card?


You can log onto your Macy's account and request a CLI there. It is a SP so you should get an immediate answer on the CLI. However, you can not request an upgrade to the AX version. They offer it to you when they feel the time is right.

Thanks

Mark

Please note; My postings are my opinion only. You can accept them or reject them. Thanks, Mark
Message 3 of 15
M_Smart007
Legendary Contributor

Re: Macy"s chat

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)

Message 4 of 15
gordoncharles25
Valued Member

Re: Macy"s chat

nice. Did you upgrade one of them to amex


@M_Smart007 wrote:

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)



? or you got approved for two amex card at different time?

Message 5 of 15
M_Smart007
Legendary Contributor

Re: Macy"s chat


@gordoncharles25 wrote:

nice. Did you upgrade one of them to amex


@M_Smart007 wrote:

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

 

? or you got approved for two amex card at different time?


I got approved for the store card first, then applied for the Macy's Amex,

Then they upgraded the store card to Macy's Amex.

 

I did teh exact same thing with Bloomingdale's ... except the CL's are not $25K each on those.

Citi has capped my limit across all core and co-branded cards @ max aggregate of $96,100.00 $99,100.00

(edited: to correct my error of total Citi aggregate CL)

Message 6 of 15
Whitneyy
Valued Contributor

Re: Macy"s chat


@gordoncharles25 wrote:

nice. Did you upgrade one of them to amex


@M_Smart007 wrote:

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)



? or you got approved for two amex card at different time?


So, if you upgrade from the store card to AMEX you can't do the 31 day increase anymore?

Should I just app in store for the other Amex since I upgraded already? (@ 5k, the button was there so..)

GOAL - 700 FICO across the board!
Message 7 of 15
M_Smart007
Legendary Contributor

Re: Macy"s chat


@Whitneyy wrote:

@gordoncharles25 wrote:

nice. Did you upgrade one of them to amex


@M_Smart007 wrote:

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)



? or you got approved for two amex card at different time?


So, if you upgrade from the store card to AMEX you can't do the 31 day increase anymore?

Should I just app in store for the other Amex since I upgraded already? (@ 5k, the button was there so..)


hi @Whitneyy , If you take the upgrade offer (you can't request) from the store card to the Amex.

Getting CLI's are no different on the store or the Amex version. they both grow! (except at the $25K limit)

 

Applying in store will probably yield a higher SL according to DP's that I have read ..

@CreditCuriosity  applied in store  and it yielded  "Macy's Amex Approval - 8k SL"  starting limit.

 

I applied online and it was a lower SL, but grew really fast! My initial>> "Macy's Amex Approval" 

 

Most of My Journey; (click on links)

Macy's Store card CLI

Macy's Amex CLI

Macy's $7500.00 "SP" CLI ******Approved! 

Macy's #2 $7500.00 "SP" CLI *****Approved! 

Macy's Amex CLI "SP" .$2000.00 *****Approved!!! 

Macy's Amex CLI "SP" .$7500.00 ***Approved! 

Macy's Amex CLI "SP" $7000.00 *****Approved! 

Macy's store card >> Upgraded to Macy's Amex 

 

I also grew Bloomingdale's DSNB cards around the same time

Bloomingdale's $6000.00 "SP" CLI **Approved! 

Bloomingdale's Amex "SP" CLI to $4500.00 *** Approved! 

Bloomingdale's Amex "SP" CLI to $7500.00 Approved! 

Bloomingdale's Amex Upgrade from "Store" card 

 

 

Message 8 of 15
mark3038
Established Contributor

Re: Macy"s chat


@M_Smart007 wrote:

@Whitneyy wrote:

@gordoncharles25 wrote:

nice. Did you upgrade one of them to amex


@M_Smart007 wrote:

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)



? or you got approved for two amex card at different time?


So, if you upgrade from the store card to AMEX you can't do the 31 day increase anymore?

Should I just app in store for the other Amex since I upgraded already? (@ 5k, the button was there so..)


hi @Whitneyy , If you take the upgrade offer (you can't request) from the store card to the Amex.

Getting CLI's are no different on the store or the Amex version. they both grow! (except at the $25K limit)

 

Applying in store will probably yield a higher SL according to DP's that I have read ..

@CreditCuriosity  applied in store  and it yielded  "Macy's Amex Approval - 8k SL"  starting limit.

 

I applied online and it was a lower SL, but grew really fast! My initial>> "Macy's Amex Approval" 

 

Most of My Journey; (click on links)

Macy's Store card CLI

Macy's Amex CLI

Macy's $7500.00 "SP" CLI ******Approved! 

Macy's #2 $7500.00 "SP" CLI *****Approved! 

Macy's Amex CLI "SP" .$2000.00 *****Approved!!! 

Macy's Amex CLI "SP" .$7500.00 ***Approved! 

Macy's Amex CLI "SP" $7000.00 *****Approved! 

Macy's store card >> Upgraded to Macy's Amex 

 

I also grew Bloomingdale's DSNB cards around the same time

Bloomingdale's $6000.00 "SP" CLI **Approved! 

Bloomingdale's Amex "SP" CLI to $4500.00 *** Approved! 

Bloomingdale's Amex "SP" CLI to $7500.00 Approved! 

Bloomingdale's Amex Upgrade from "Store" card 

 

 



@M_Smart007 wrote:

@Whitneyy wrote:

@gordoncharles25 wrote:

nice. Did you upgrade one of them to amex


@M_Smart007 wrote:

@razzy116, You can apply for the Macy's Amex card,

while you wait for your store card to upgrade to Amex. (This is what I did)

Most don't realize that you can have (2) Macy's Amex cards.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)



? or you got approved for two amex card at different time?


So, if you upgrade from the store card to AMEX you can't do the 31 day increase anymore?

Should I just app in store for the other Amex since I upgraded already? (@ 5k, the button was there so..)


hi @Whitneyy , If you take the upgrade offer (you can't request) from the store card to the Amex.

Getting CLI's are no different on the store or the Amex version. they both grow! (except at the $25K limit)

 

Applying in store will probably yield a higher SL according to DP's that I have read ..

@CreditCuriosity  applied in store  and it yielded  "Macy's Amex Approval - 8k SL"  starting limit.

 

I applied online and it was a lower SL, but grew really fast! My initial>> "Macy's Amex Approval" 

 

Most of My Journey; (click on links)

Macy's Store card CLI

Macy's Amex CLI

Macy's $7500.00 "SP" CLI ******Approved! 

Macy's #2 $7500.00 "SP" CLI *****Approved! 

Macy's Amex CLI "SP" .$2000.00 *****Approved!!! 

Macy's Amex CLI "SP" .$7500.00 ***Approved! 

Macy's Amex CLI "SP" $7000.00 *****Approved! 

Macy's store card >> Upgraded to Macy's Amex 

 

I also grew Bloomingdale's DSNB cards around the same time

Bloomingdale's $6000.00 "SP" CLI **Approved! 

Bloomingdale's Amex "SP" CLI to $4500.00 *** Approved! 

Bloomingdale's Amex "SP" CLI to $7500.00 Approved! 

Bloomingdale's Amex Upgrade from "Store" card 

 

 


No wonder they call you mister Smart. I guess I should be dumb ass LOL

Well I followed you and this is what happend;

I asked for a CLI on my Macy's AX card yesterday, it was at $13,000 I asked for it to go to $20,000 for an increase of $7,000. They countered back to $16,000 so I just accepted it. It was a SP. In 31 days I will try try again LOL. Thanks for the advice.Smiley Very Happy

Mark

Please note; My postings are my opinion only. You can accept them or reject them. Thanks, Mark
Message 9 of 15
razzy116
Frequent Contributor

Macys credit increase

When i click the request a credit limit increase it say"s to call, does that mean a deniel?

Starting Score: 663
Current Score: c669
Goal Score: 800


Take the myFICO Fitness Challenge
Message 10 of 15
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