No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
It's not an instant denial which is a good sign. Sounds like verification. I had to do the same when I apped my Macy's card.
When I applied for my Macy’s Amex on Thanksgiving, I had to verify security questions and my income over the phone and was approved on the spot.
Hopefully it will be approved.
Guyatthebeach