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Macy’s CLI. Did I goof?

Blulinr8
Contributor

Macy’s CLI. Did I goof?

Received a CLI on my Macy's store card on June 6. I've read where others have had success with a CLI every 31 days so I tried my luck last night. Clicked the "Request a credit limit increase" button and received the "we're reviewing your account information" message. Woke up today to an email stating my request was declined because of "insufficient time since last review". Should I have waited until day 32? 

6/21/2018 Fico 8: EQ 654 TU 673 EX 685
10/2020 Fico 8: EQ 623 TU 638 EX 645

Message 1 of 17
16 REPLIES 16
Dgr24
Valued Member

Re: Macy’s CLI. Did I goof?

I wish I had an answer for you. Today marks my 31 days and it's telling me to call instead of giving me the option of hitting the love button and I'm wondering why this is. 

This would also be my first 31 day CLI request after reading about most folks having success with it. 

Credit Cards


Retail Cards
Message 2 of 17
AverageJoesCredit
Community Leader
Mega Contributor

Re: Macy’s CLI. Did I goof?


@Dgr24 wrote:

I wish I had an answer for you. Today marks my 31 days and it's telling me to call instead of giving me the option of hitting the love button and I'm wondering why this is. 

This would also be my first 31 day CLI request after reading about most folks having success with it. 


Just ignore and try again in a week. If still no go try next month no big deal. Its bit like people are actually using their limitsSmiley Wink

Message 3 of 17
M_Smart007
Epic Contributor

Re: Macy’s CLI. Did I goof?


@Blulinr8 wrote:

Received a CLI on my Macy's store card on June 6. I've read where others have had success with a CLI every 31 days so I tried my luck last night. Clicked the "Request a credit limit increase" button and received the "we're reviewing your account information" message. Woke up today to an email stating my request was declined because of "insufficient time since last review". Should I have waited until day 32? 


Agree with Average Joe, Try again in 7 days or so.

Message 4 of 17
M_Smart007
Epic Contributor

Re: Macy’s CLI. Did I goof?

Keep in mind, if you call in for a CLI, you have the choice through the CSR to deny if it is going to be a HP.

Message 5 of 17
RootDet
Regular Contributor

Re: Macy’s CLI. Did I goof?

Did you make any purchases between cli's? It does help over there at macy's.



Message 6 of 17
Blulinr8
Contributor

Re: Macy’s CLI. Did I goof?

I did make a purchase or 2 since the last CLI. 

6/21/2018 Fico 8: EQ 654 TU 673 EX 685
10/2020 Fico 8: EQ 623 TU 638 EX 645

Message 7 of 17
M_Smart007
Epic Contributor

Re: Macy’s CLI. Did I goof?


@RootDet wrote:

Did you make any purchases between cli's? It does help over there at macy's.


I'd say a little In & Out burger spend is gooodSmiley LOL

Some report CLI's with Zero use.

Message 8 of 17
titi100984
Established Member

Re: Macy’s CLI. Did I goof?


@Dgr24 wrote:

I wish I had an answer for you. Today marks my 31 days and it's telling me to call instead of giving me the option of hitting the love button and I'm wondering why this is. 

This would also be my first 31 day CLI request after reading about most folks having success with it. 


Don't worry about it, I have to call in every month and so far they increse 1500 each month for the last 3 months and no HP for any of them, good luck though.

Message 9 of 17
slickwidit
Frequent Contributor

Re: Macy’s CLI. Did I goof?

OP -  wait until the denial letter is in your portal and then try again. be sure to request less than 25K of total credit line Smiley Happy. if you try before the letter is generated it will deny.

 

Good luck!

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 10 of 17
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