cancel
Showing results for 
Search instead for 
Did you mean: 

Macy’s CLI. Did I goof?

M_Smart007
Epic Contributor

Re: Macy’s CLI. Did I goof?


@slickwidit wrote:

OP -  wait until the denial letter is in your portal and then try again. be sure to request less than 25K of total credit line Smiley Happy. if you try before the letter is generated it will deny.

 

Good luck!


@slickwidit, Very good infoSmiley Happy




Message 11 of 17
slickwidit
Frequent Contributor

Re: Macy’s CLI. Did I goof?


@M_Smart007 wrote:

@slickwidit wrote:

OP -  wait until the denial letter is in your portal and then try again. be sure to request less than 25K of total credit line Smiley Happy. if you try before the letter is generated it will deny.

 

Good luck!


@slickwidit, Very good infoSmiley Happy


Just trying to help when I can. I believe each one teach one.... Thanks @M_Smart007 

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 12 of 17
Blulinr8
Contributor

Re: Macy’s CLI. Did I goof?

Update- I waited a couple days and paid of the smallish balance I had. Couldn't help but feel like I may have tried for the CLI a day or 2 too soon. I hit the "request a credit limit increase" button online. Only asked for $400, but was immediately approved. Probably could have asked for more but may go for more next month. 

 

6/21/2018 Fico 8: EQ 654 TU 673 EX 685
10/2020 Fico 8: EQ 623 TU 638 EX 645

Message 13 of 17
slickwidit
Frequent Contributor

Re: Macy’s CLI. Did I goof?


@Blulinr8 wrote:

Update- I waited a couple days and paid of the smallish balance I had. Couldn't help but feel like I may have tried for the CLI a day or 2 too soon. I hit the "request a credit limit increase" button online. Only asked for $400, but was immediately approved. Probably could have asked for more but may go for more next month. 

 


Congratulations 🎊🎉🍾🎈. Next month ask for a total limit of 25k and let them counter.... great recovery!

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 14 of 17
M_Smart007
Epic Contributor

Re: Macy’s CLI. Did I goof?


@Blulinr8 wrote:

Update- I waited a couple days and paid of the smallish balance I had. Couldn't help but feel like I may have tried for the CLI a day or 2 too soon. I hit the "request a credit limit increase" button online. Only asked for $400, but was immediately approved. Probably could have asked for more but may go for more next month. 

 


Congratulations on your Increase!!!

 

Next time ask high, they will counter offer you.




Message 15 of 17
Blulinr8
Contributor

Re: Macy’s CLI. Did I goof?

If I aim high online will they counter or will they only counter if I call?

6/21/2018 Fico 8: EQ 654 TU 673 EX 685
10/2020 Fico 8: EQ 623 TU 638 EX 645

Message 16 of 17
M_Smart007
Epic Contributor

Re: Macy’s CLI. Did I goof?


@Blulinr8 wrote:

If I aim high online will they counter or will they only counter if I call?


@Blulinr8   The system will counter you if online or the phone.

 

 




Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.