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Waited to activate card & called for a cli 3 times All denied ?
Excited & Deppresed At the same time ? I NEED ANSWERS ?
Most "bank cards" won't give you a CLI right away, a few might on recon. From your short on information post, it appears that you got approved for the card, but have not received it yet and you seem offended that you are not entitled to a CLI immediately. Give it time and proper management and it will grow
You are being totally unreasonable when you request a credit limit increase before you have even put some use on the card. Use the card for a few months, then request the increase.
Very much agreed with the above. It's really quite rare when issuers are generous enough to give CLI's right after an account is opened. I just opened a Paypal 2% Mastercard this past weekend with a very good SL and I'm not planning to try my first CLI request until at least October, maybe even November. Realistically, based on my overall history with Synchrony and CLI's it might be up to 6 months before I get my first CLI on the card. Be patient and build your history.
@AverageJoesCredit wrote:
Congrats on approval. What is your limit, TU FICO, etc? Sync will give limit increases but in time. This isnt last year where we could get an increase before we got card. Things are tighter now. Always add as much info in your post for most constructive advice.
Words to the wise. I count myself lucky to have gotten the results I was able to get (Cap 1 card combo, new PayPal MC, and modest CLI's on Walmart and my newer Discover) during my CLI campaign last month. I'm gardening for at least the next six months now except for CLI requests but with everything tightening up it's iffy whether I'll get any more boosts before New Year's, even on my new card. We'll just have to see.
That's great!
But you need to wait until your card arrives and get in touch with a customer solutions rep. They may or may not approve your CLI request based on your credit report. Also, keep in mind that what AJC said is true: Synchrony is becoming tighter on CLIs.
My advice is that when you get your card, consider using and PIF after, say, 3 statements, and then call up Synchrony to increase your limit.
1500 SL TU FICO At the time 730 (34 inq) BUT I CAN ONLY GUESS THERE IS A TIME FRAME ON CLI IM ABOUT TO HIT MY 3rd statement cut this Month
I JUST WAS CURIOUS WITH TU BEING 730 AND ALL MY POSITIVE TRADE LINES I WOULD GET A LITTLE MORE
THANKS MR3210