Master Amazon Visa Thread/Data Points

[washpadude]

Denied. Only reason listed Bankruptcy.

[AverageJoesCredit]

Sorry wash, the only time ive ever apped for a Chase was for the amazon over a year ago and was denied due to bk. Wont make that mistake again with Chase. This is a tempting card to get a card other than Citi or Synch but for now my Disco and Sync cover my Amazon needs.

[Anonymous]

Thanks wash, for that very important data point for all of us Bk'rs. I was just going to ask that question if anyone with a recent bk got approved. Mine was discharged at the end of Dec 2014 so i guess i will hold of on this, thanks again and sorry for the denial.

[Anonymous]

I was approved last year about this time for 8K scores in my siggy haven't changed much bk was almost 9 years old at the time, It did require a recon was denied intially for BK. 

[Anonymous]

I wonder who will be the lucky one to get the metal card first? I want pics.

[Anonymous]

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@Anonymous wrote:
I wonder who will be the lucky one to get the metal card first? I want pics.

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Nah.. I want videos.. I want you to hit that card with another metal lolz, or drop it.. LOL

[Anonymous]

Video, I like it. Even better!

[Themanwhocan]

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@CreditCuriousity wrote:

Chase Amazon:

Limit: 5k (not instant, had to call verification dept. was approved, but verification only and got a text)

CRA pulled: EQ (not sure about Experian yet, but no TU)

FICO: 680ish (hardest hit by all lenders)

HP's: 20 on EQ

Income: 6 figures

New accounts: be the 3rd this year, but that isn't saying much as it just started ..  Alot and way over 5x24 I mean WAY over.

AAoA : 4 years

Oldest Account: 24 years old

Baddies:  Old paid CO's and late payments all about 5.6+ years old

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Did you already have a lot of credit with Chase prior to the approval?

[Anonymous]

I ordered a new card...i'm hoping it metal....we shall see!

[CreditCuriosity]

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@Themanwhocan wrote:

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@CreditCuriousity wrote:

Chase Amazon:

Limit: 5k (not instant, had to call verification dept. was approved, but verification only and got a text)

CRA pulled: EQ (not sure about Experian yet, but no TU)

FICO: 680ish (hardest hit by all lenders)

HP's: 20 on EQ

Income: 6 figures

New accounts: be the 3rd this year, but that isn't saying much as it just started ..  Alot and way over 5x24 I mean WAY over.

AAoA : 4 years

Oldest Account: 24 years old

Baddies:  Old paid CO's and late payments all about 5.6+ years old

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Did you already have a lot of credit with Chase prior to the approval?

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Exposure with Chase around 40k prior to approval.. Not a ton, not little either.  Baddies and pulled EQ my worst CRA.  Also Amazon I havent seen anything higher than 9500 approval. More around 5k this go around with good credit and income.  I suppose if I applied for say the IHG would probably get a 15-20k approval as I don't think I am against their limit yet.  Weird as got the best APR assuming that is based on my CARS score (chase risk score internal) as been a card holder two plus years and run 15k-20k a year through with them and pay a few hefty af's aka Ritz/CSP which is now csr).  Guessing based on my income I might have another 20-30k on the bone with them if I push it.