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Mercury Mastercard CLI

Dp23
Established Member

Mercury Mastercard CLI

Good afternoon everyone, those of you in here with the Mercury card when did you get your first credit line increase? How much does they give? I'm approaching 5 months with them & just curious how that works. Next month I'll apply for the BoA Cash Rewards unsecured or secured card to maximize my credit (AZEO method). I'll be gardening the entire 2021

Message 1 of 10
9 REPLIES 9
BrutalBodyShots
Super Contributor

Re: Mercury Mastercard

I've never heard of the card, so I can't comment on it.

 

With just about every card out there though, how soon an individual is eilgible for a CLI and how much it is capable of being is really profile-dependent.

Message 2 of 10
pip3man
Valued Contributor

Re: Mercury Mastercard

I literally just got approved for this card like 5mins ago with a SL of $3k. Curious to see what responses you get.

Macy's AMEX $47,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $6,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

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Message 3 of 10
Maker_Bayfield
Established Member

Re: Mercury Mastercard

I've had it 13 months now, low utilization, zero CLI.  SL 2500

Message 4 of 10
CreditMagic7
Super Contributor

Re: Mercury Mastercard


@Dp23 wrote:

Good afternoon everyone, those of you in here with the Mercury card when did you get your first credit line increase? How much does they give? I'm approaching 5 months with them & just curious how that works. Next month I'll apply for the BoA Cash Rewards unsecured or secured card to maximize my credit (AZEO method). I'll be gardening the entire 2021


Wish i could offer something in regards to that question for you. I've had my own Mercury Card really close to how long that you've had yours and was curious myself if they do them per a particular schedule members here are not quite familar with yet.

Message 5 of 10
NotRalphKramden
Established Member

Re: Mercury Mastercard

I've had mine 1 year. It has been the One in AZEO. Between 1 and 25% utilized. $3000 SL has not changed. Now PIF. 




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Message 6 of 10
Maker_Bayfield
Established Member

Re: Mercury Mastercard

Update to this question, got a notice today, randomly went from 2500 up to 3250.  So that's 14 months.

Message 7 of 10
CreditMagic7
Super Contributor

Re: Mercury Mastercard

No change here, I dont expect any either. Not a year yet

 

FICO is way up since, new approval with decent SL plus SP CLI's on other tradelines.

Message 8 of 10
Dp23
Established Member

Re: Mercury Mastercard


@Maker_Bayfield wrote:

Update to this question, got a notice today, randomly went from 2500 up to 3250.  So that's 14 months.


Congrats on that, guess I'll get something around October that'll be 14 months for me lol.

Message 9 of 10
Credit_Phoenix
Established Member

Re: Mercury Mastercard

I just got an increase on my card yesterday. It was a bit of a surprise because I didn't request it. I opened the account 6 months ago and was given a SL of $2,000. Yesterday they increased the limit to $2,900. I have only used the card one time about 5 months ago and charged about $200 on it then paid it in full. Hope that helps.


@Dp23 wrote:

Good afternoon everyone, those of you in here with the Mercury card when did you get your first credit line increase? How much does they give? I'm approaching 5 months with them & just curious how that works. Next month I'll apply for the BoA Cash Rewards unsecured or secured card to maximize my credit (AZEO method). I'll be gardening the entire 2021


 

Message 10 of 10
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