My last goodwill letter to TU was sucessful!! They had earlier removed a charge off and today I just my credit report by purchasing a new TU fico report from myfico and my score went from 700 to 750!!!!!
I have never been that high before!!! I do not need to app for anything but my finger is so itchy for a TU pull!!! I was thinking of asking boa for a cli but they usually say not enough usage at the limit I have.
Barclays feels that my exposure with is sufficient. I don't know, I should just stay in the garden but I am overlly estacitc right now!
OP, congrats! Do you mind sharing who it was with? I have only (1) baddie and the only report is shows on is TU.
It was from Midland Credit Management and it was supposed to fall off my report in Aug.2015. TU already removed the charge off from cap1 that is associated with the collection. now the collection is gone and my TU report is spotless! except for some new accounts and inquires. But my utilization is 11%
WTG! That's a great score bump! Congratulations!
Keep both your credit and your body in top shape!
Thank you!!!! I am tempted to go into US Bank on my lunch and apply for the Cash+ but I feel like even with a strong FICO, they are not going to look a lot of inquires and new accounts reporting. Why is it so hard for me to garden!! lol
Ink Cash Signature $8.5k ~ Discover it $15k
Blue Cash Everyday $15k ~ Diamond Preferred $15k ~ Slate $17.5k ~ Sallie Mae WMC $24.5k
EQ 712 EX 716 TU 721
Thank you!!! There really is not a card that I need, other than I really want Discover and they will never pull TU for me.
I have a question though, when calling say BOA for an apr reduction and they soft pull my credit report, does that mean a soft pull on my most recent report or the report will be the last time they looked at my report for account review?
That is an amazing jump! Hard work certainly pays off. Congrats.