My happiest denial from Chase Freedom

[Anonymous]

I used to have denials that made me sad because I knew that I had to actively  'improve' my credit before I would ever get a card, but I was recently denied and received the letter a few days ago where it said I was denied for the following reasons:

*Too many recent requests for credit or review for credit

*Length of time since oldest credit card was opened is too short

*One or more recent requests for new credit 

They are easy to fix with some garden time and that makes me happy.

[AllZero]

Congratulations on your denial! 😉

Your Transunion and Equifax scores look good though.

[Citylights18]

When was your last app and how many in 6 months?

[M_Smart007]

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@Anonymous wrote:

I used to have denials that made me sad because I knew that I had to actively  'improve' my credit before I would ever get a card, but I was recently denied and received the letter a few days ago where it said I was denied for the following reasons:

*Too many recent requests for credit or review for credit

*Length of time since oldest credit card was opened is too short

*One or more recent requests for new credit 

They are easy to fix with some garden time and that makes me happy.

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Sorry for your denial,  Welcome to Gardening!

[Anonymous]

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@Citylights18 wrote:

When was your last app and how many in 6 months?

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My last app was the same day I applied for the Chase card. (My AAMiles up card that was approved). 

HP in the last six months: 13 across all three reports. (It's very high and I won't get approved for anything until they drop off.) 

[M_Smart007]

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@Anonymous wrote:

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@Citylights18 wrote:

When was your last app and how many in 6 months?

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My last app was the same day I applied for the Chase card. (My AAMiles up card that was approved). 

HP in the last six months: 13 across all three reports. (It's very high and I won't get approved for anything until they drop off.) 

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You will want to let those HP's age. At 12 months they become unscoreable.

[Openwater]

Now enjoy the garden for a bit. Not letting the itch to apply get to you is a fun game. Let the wait begin! Cheers !

[Brian_Earl_Spilner]

Congrats on the denial

[Meanmchine]

LOL Congrats on your denial and welcome to the garden