NASA CC declined, not advised to apply for more

[titanium_bbx]

I called CS to ask about the $5 membership not being recieved correctly and the CS rep was a super nice guy and said I could apply for their products anyway, I was a already a member. 

I asked him for advice on their products, which is more appropriate for someone in my situation and as a beginner with NASA, gave him an overview of my goals and my scores... he said "You would have no problem getting our 7% balance transfer card" ...

Not so. Called back and lending said had to write an explantory email to beg. 

Oh well, life goes on.

[jim44]

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@titanium_bbx wrote:

I called CS to ask about the $5 membership not being recieved correctly and the CS rep was a super nice guy and said I could apply for their products anyway, I was a already a member. 

I asked him for advice on their products, which is more appropriate for someone in my situation and as a beginner with NASA, gave him an overview of my goals and my scores... he said "You would have no problem getting our 7% balance transfer card" ...

Not so. Called back and lending said had to write an explantory email to beg. 

Oh well, life goes on.

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Geeze Titanium,  don't think any credit card is worth begging for even with exemplary rewards.... I mean the only situation where I begged was a prep school administration to allow my daughter attend their school.

[titanium_bbx]

I agree!!! thanks jim44. The lady obviously didn't say that, but pretty much implied I would need to "put everything I had" into it.

I know I should not have gotten attached to anything financial but seeing others approved with similar scores/situations for 7k+ lines (even with BKs, 100k in free credit, etc) and then the first super-happy CS rep telling me I was a shoe in... well after that little bit of a let down, the last thing I am going to do is "beg" haha. It's more like sayonara, NASA.

[Anonymous]

Sorry you were declined.

[ddemari]

Idk I'd do the email. Why not? I know people don't want to beg but hey if they might give it up after u send an email, id butter them up for sure lol

[Anonymous]

May I ask what is your Experian score? NASA usually pulls Experian. 

[CreditMagic7]

This is the first that i've heard of something like that.

No matter. If you feel the card will be useful for you simply tell them that in any form you see fit to word it in an email and fire it off to them if nothing else to test this new procedure for yourself.

I always try to think positive but have to admit this is a first. Not quite sure what to make of it.

[Anonymous]

Yeah, I was denied also. 704 Exp. They don't want to give me anything besides the accounts. Not a fan of them right now. Tried to recon still denied. Their loss! Haha.

[UncleB]

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@ddemari wrote:
Idk I'd do the email. Why not? I know people don't want to beg but hey if they might give it up after u send an email, id butter them up for sure lol

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+1

This is actually a 'rarity' for me, since I'm usually not the recon type (I'm not one for 'begging' either) but if you can do it in an e-mail, that actually seems pretty painless.  Wait until you're nice and relaxed - for me, before bedtime - and sit down with the computer and 'bang out' a quick but polite message explaining how you plan to use the account, and how you're a good match for NASA. 

It will only take a couple of minutes, and I suspect it will be effective or else the CSR wouldn't have suggested it. 

(Added 'plus' - even if it doesn't work out, you don't have to hear 'no' over the phone...)

[lg8302ch]

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@UncleB wrote:

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@ddemari wrote:
Idk I'd do the email. Why not? I know people don't want to beg but hey if they might give it up after u send an email, id butter them up for sure lol

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+1

This is actually a 'rarity' for me, since I'm usually not the recon type (I'm not one for 'begging' either) but if you can do it in an e-mail, that actually seems pretty painless.  Wait until you're nice and relaxed - for me, before bedtime - and sit down with the computer and 'bang out' a quick but polite message explaining how you plan to use the account, and how you're a good match for NASA. 

It will only take a couple of minutes, and I suspect it will be effective or else the CSR wouldn't have suggested it. 

(Added 'plus' - even if it doesn't work out, you don't have to hear 'no' over the phone...)

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Why not do it... seems pretty painless .. only a few nice sentences in an email and see how that goes