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NASA FCU Cash Rewards approval rescinded based on POI

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micvite
Frequent Contributor

NASA FCU Cash Rewards approval rescinded based on POI

Just got approved for the nasa cash rewards, 8800 SL, not sure what to expect next, but I guess we'll see. This is my highest limit to date so I'm pretty excited (did the preapproval first and afterwards decided hey? why not!) The interest rate doesn't matter since I don't plan to ever carry a balance, just nice to add something a bit higher to my profile as I'm building my credit up (short history). Also recently got approved for an 8800 personal loan (will be paying off in 6 mo or so just to show some payment history) from ally that hadn't posted yet, nor did the CLI from citi

 

Scores are currently according to experian: 742 (22 inq) oldest acc 6y 3m, AAOA 2y 11m

Credit karma says:

TU is 706 (32 inq), Oldest acc 6y 2m, AAOA 2y, 4m, newest 6m

EQ is 718 (16 inq) oldest 6y 2m, AAOA 2y 6m, newest 6m

I have one 30 day late from 02/18 on all 3 beaureaus. Current SL are in my sig (citi DC just got bumped from 2500-4000)

Income After tax around 320k/year (not sure if they wanted gross or net for NASA app, so I just put net)

image_2021-04-21_003945.png

 

 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 1 of 32
31 REPLIES 31
AllZero
Mega Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your approval!

Message 2 of 32
krisssmmm
Regular Contributor

Re: NASA FCU Cash Rewards approval

Congrats! Were you already a member?

Message 3 of 32
CreditMagic7
Mega Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your NASA approval!

Message 4 of 32
M_Smart007
Legendary Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your NASA approval!

 

I really like the picture on that card!

Message 5 of 32
micvite
Frequent Contributor

Re: NASA FCU Cash Rewards approval


@krisssmmm wrote:

Congrats! Were you already a member?


Nope! Just did the preapproval it said 8800 and I was like huh? Let's do it!

 

Also thank you to everyone for the congratulations! Any idea what to expect next?

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 6 of 32
krisssmmm
Regular Contributor

Re: NASA FCU Cash Rewards approval

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 

Message 7 of 32
micvite
Frequent Contributor

Re: NASA FCU Cash Rewards approval


@krisssmmm wrote:

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 


Alright! Hopefully it won't be an issue haha... I thought it would be sort of like what pen fed did, and I just have to transfer 5$ over. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 8 of 32
M_Smart007
Legendary Contributor

Re: NASA FCU Cash Rewards approval


@krisssmmm wrote:

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 


@krisssmmm, I am with you on "annoying" pending savings account for 9 days! ..

not even a email from them, let alone a phone call. I am Probably going to just let this one slip off the cliff.

 

Sorry for the OT.

Message 9 of 32
micvite
Frequent Contributor

Re: NASA FCU Cash Rewards approval


@M_Smart007 wrote:

@krisssmmm wrote:

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 


@krisssmmm, I am with you on "annoying" pending savings account for 9 days! ..

not even a email from them, let alone a phone call. I am Probably gone just let this one slip off the cliff.

 

Sorry for the OT.


Wait a minute, run this by me please? So basically you applied and nothing happened after 9 days regarding your membership with them? Guess I'll give them a call tomorrow to check on mine... they said the next business day day get in contact with me. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $10900
Citi DC: $13000
WF Propel: closed 2k
Amex BCED: $3000
Amex Gold: $NPSL
Amex Plat: NPSL
Cap1 QS: $3200
Cap1 VX $50k
VS CC: $2900
Kohls: $3000
Synchrony car care: $3000
citi best buy visa: $8500
Message 10 of 32
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