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NAVY 2nd CLI Question

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DoctorManhattan
Frequent Contributor

NAVY 2nd CLI Question

When you have applied for and received your initial CLI with Navy (91/3) when can one apply for a second CLI? 

Message 1 of 7
6 REPLIES 6
spiritcraft1
Valued Contributor

Re: NAVY 2nd CLI Question


@DoctorManhattan wrote:

When you have applied for and received your initial CLI with Navy (91/3) when can one apply for a second CLI? 


On that same exact card, at least 181 days.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 2 of 7
OmarGB9
Community Leader
Super Contributor

Re: NAVY 2nd CLI Question

6 months.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 7
AllZero
Mega Contributor

Re: NAVY 2nd CLI Question

+3. You are now relegated to the 6 month cycle CLI eligibility.
Message 4 of 7
spiritcraft1
Valued Contributor

Re: NAVY 2nd CLI Question

I now have an excel speadsheet to track CLI and approval dates.  It is an excellent tool.  Any spreadsheet software will work.

 

I just add any successful or not so successful date depending on issuers internal rules and subtract XX numebr of days from that date in the next column.  Wallethub and their credit timeline is an excellent tool to use to go back and find CLI dates if you don't have a record.  So far, this has worked like a charm for NFCU and SyncB.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 5 of 7
M_Smart007
Legendary Contributor

Re: NAVY 2nd CLI Question

181 days. But you can apply for a 2nd card @ 91/3,

after your original approval date of your 1st card.

 

Lots of info here;

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional...

 

Message 6 of 7
Meanmchine
Super Contributor

Re: NAVY 2nd CLI Question

Congrats on your CLI

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 7
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