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Hi everyone,
Has anyone had luck with NFCU credit cards with collections on their reports? I was thinking about applying. I've looked through several posts but not many people went into too much detail. Thanks in advance!
@Anonymous wrote:Hi everyone,
Has anyone had luck with NFCU credit cards with collections on their reports? I was thinking about applying. I've looked through several posts but not many people went into too much detail. Thanks in advance!
Current EQ score?
What are the collections?
How old?
I was approved for a cc with them back when I had several unpaid medical collections on my reports.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Current Eq is 660, probably higher. Collections..3 unpaid collections..In the process of validating. And one private loan chase charge off..all from around 2013.
@Creditaddict wrote:
@Anonymous wrote:Hi everyone,
Has anyone had luck with NFCU credit cards with collections on their reports? I was thinking about applying. I've looked through several posts but not many people went into too much detail. Thanks in advance!
Current EQ score?
What are the collections?
How old?
I only have experience with closed collections so it's hard to guess. I suppose it doesnt hurt to try.
i didn't have any collections but I did have several credit card chargeoffs, as well as a Repossesion (with a judgement to match) and I was approved tor Cash rewards with a 3000 limit and within six months got a cli to 14000