I was able to get 2 NFCU cards with the following:
1 open medical collection
1 paid collection
2 late payments from years ago
EQ Low 600's
GOrewards starting at $3500 then up to $7500 after 5 months
CashRewards starting at $3000 then up to $7500 after 3 months
I applied and was Approved. Low apr and high SL. Thanks everyone!
Congrats on the awesome approval!