NFCU CC Denied after NaVCheck Approved

[Anonymous]

This is really mind boggling I had been waiting for the CC that went on 24 hours review only to find that it was declined  

I was approved for NavCheck last Saturday for the full $15,000 request and I can't even open any card with them... will this has to do with any internal limit?

I haven't received any email from them but when I called they lady just told me that it was declined. 

[AverageJoesCredit]

Wow sorry to hear that! Any chance on reconning?

[Anonymous]

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@AverageJoesCredit wrote:
Wow sorry to hear that! Any chance on reconning?

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I haven't even received the email yet or whatever they send to your mailbox or do they mail it to you? I was just told over the phone when I checked the status. Maybe I should have not called to check-in, I may have rushed them just so they can deny my application...

[fltireguy]

Maybe youll get lucky like I did... get denied, and then get the preapproved mailer.. and then get approved

[steelers1]

How is your DTI?

I have heard that they are really strict when it comes to DTI.

Since they approved you for the whole CLOC then maybe there was just not enough room for the card.

I would call and ask to speak with a LO.

[Anonymous]

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@steelers1 wrote:

How is your DTI?

I have heard that they are really strict when it comes to DTI.

Since they approved you for the whole CLOC then maybe there was just not enough room for the card.

I would call and ask to speak with a LO.

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You're allowed to speak to a loan officer? I didnt know you can ask that?

[Aduke1122]

I reconned my denial , I didn't receive an email letting me know that I had a secure message waiting either but when I went to the secure messages it was there. I was very honest with them about my success and how far I have come and what all I have accomplished. They sent me an email back asking about income to which I answered theit questions then I got an approval email. It's worth a shot , send them a secured message NOW!!

[Aduke1122]

You will be speaking to a Loan Officer if you send the secured message BTW.

[kugel]

What is the reason they declined u ?

[Anonymous]

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@kugel wrote:
What is the reason they declined u ?

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There was no reason on the email that I received why i was declined: It just said I didnt meet the criteria...

I reconned but NO Go so odd to get approved for CLOC with unsecured almost cash advance for $15,000 and not get even a $500 CC...

Anyway, I dont really need a cc but the CLOC is one thing I could really use.