NFCU CEO Email?

[supill]

Has anyone had any success sending the CEO an email from a denial and denied recon? I got my letter and it didn't state a single reason for denial and my NFCU internal score is on the higher end. My credit score is around 700 on all 3. No recent lates, I did have a BK 7 that's a little over two years old and Navy was not included.

[M_Smart007]

@supill, Sorry for your denial, you might call to recon? ..

I do not think the CEO's email is the route to go down.

NFCU is very gun shy when it comes to having BK's on record.

[Anonymous]

---

@supill wrote:

Has anyone had any success sending the CEO an email from a denial and denied recon? I got my letter and it didn't state a single reason for denial and my NFCU internal score is on the higher end. My credit score is around 700 on all 3. No recent lates, I did have a BK 7 that's a little over two years old and Navy was not included.

---

I've not read of such success.

Navy is a door that always opens to persistent polite knocking. I'm unsure how effective enlisting a battering ram might be. I'm more impatient than most & yet were I in your position, 100% I would wait.

[blindambition]

I'm quite sure that tactic won't work, especially if you tried recon the traditional way. With that said, email info is widely available with a Google search.

[Mr_Mojo_Risin]

I wouldn't be messing around with emailing the CEO. If you've already went the recon route with no success, I would just take a few months off.

I am sorry to hear about your denial though, best of luck going forward!

[supill]

Thank you all! I will just wait a few months to try again!

[M_Smart007]

---

@supill wrote:

Thank you all! I will just wait a few months to try again!

---

@supill, When you do get ready to apply again, call in for a Navy rep to do a over the phone pre-qualify.

Those are generally pretty solid. That could save you a HP.

Take the online pre-qualify tool with a grain of salt.

DP's have proven time and time again, that it is not that accurate.

[AverageJoesCredit]

---

@supill wrote:

Has anyone had any success sending the CEO an email from a denial and denied recon? I got my letter and it didn't state a single reason for denial and my NFCU internal score is on the higher end. My credit score is around 700 on all 3. No recent lates, I did have a BK 7 that's a little over two years old and Navy was not included.

---

not sure but a 2 yo bk is reason enough. 

[AverageJoesCredit]

---

@Anonymous wrote:

---

@supill wrote:

Has anyone had any success sending the CEO an email from a denial and denied recon? I got my letter and it didn't state a single reason for denial and my NFCU internal score is on the higher end. My credit score is around 700 on all 3. No recent lates, I did have a BK 7 that's a little over two years old and Navy was not included.

---

I've not read of such success.

Navy is a door that always opens to persistent polite knocking. I'm unsure how effective enlisting a battering ram might be. I'm more impatient than most & yet were I in your position, 100% I would wait.

---

Best advice here.

Ive had to fight and claw my way to the credit i have with Navy but its been through polite and persistent  cli requests and a graveyard of hardpulls on my credit report. Navy owns my TU, Penfed my Equifax

[AverageJoesCredit]

---

@M_Smart007 wrote:

---

@supill wrote:

Thank you all! I will just wait a few months to try again!

---

@supill, When you do get ready to apply again, call in for a Navy rep to do a over the phone pre-qualify.

Those are generally pretty solid. That could save you a HP.

Take the online pre-qualify tool with a grain of salt.

DP's have proven time and time again, that it is not that accurate.

---

a new account is still a hp even if you prequalify.