NFCU CLI ADVICE

[Carlile92]

Okay to start I got this card 1/30 online instantly approved for 2k with a cc enhanced fico of 564 and added mother as co- applicant on 2/9 I have run 4 k through the card have already paid 2k worth and have a 1k payment on the way and will then max it multiple times only 1k at a time to take advantage of that nice 2.99 BT rate. My statement cuts tomorrow and I am wondering should I go for a CLI on 4/2 right after an AR on 3/31 or wait until three statements have cut. The difference between when apping and when I will be requesting CLI is my mothers income and credit profile come into she will have mid to high 600s at that time and I expect my score to be not much higher than stated above. My income at time off app was only 16k stated income when we go for CLI it will total of 80k income with a lot stronger credit profile backing it. Balance at time of request will be 800 with about 8k run trough it already how much should I request and when should I click the luv button 3rd statement or right after ar

[lincar66]

Bump

[Creditaddict]

4/2 after AR

[lincar66]

That is what I was thinking seems like that's when people get the most love. And also if I got a CLI on 4/2 should I pull trigger again on 4/30 6 days after my third statement has cut and a total of 90 days with the account or should I just wait for the 6 month mark to request again

[Creditaddict]

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@lincar66 wrote:

That is what I was thinking seems like that's when people get the most love. And also if I got a CLI on 4/2 should I pull trigger again on 4/30 6 days after my third statement has cut and a total of 90 days with the account or should I just wait for the 6 month mark to request again

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i would say no unless you were declined at 4/2 then you could try again after 3 statements.

[lincar66]

That was exactly what I was thinking when is the at after 3/31

[Zorasmiles]

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@Creditaddict wrote:

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@lincar66 wrote:

That is what I was thinking seems like that's when people get the most love. And also if I got a CLI on 4/2 should I pull trigger again on 4/30 6 days after my third statement has cut and a total of 90 days with the account or should I just wait for the 6 month mark to request again

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i would say no unless you were declined at 4/2 then you could try again after 3 statements.

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<COUGH>  Looks like you might need that 3rd Thread Creditaddict LOL  That and a NFCU Superhero Credit Outfit LOL 

[Carlile92]

I agree with that lol I have read the whole nfcu CLI thread lol... Its sad I find it riveting

[Anonymous]

Hmm.

So if I was approved on the 11th, When could I get a CLI?

[Creditaddict]

11th of?