NFCU Flagship app

[Remedios]

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@Caught750 wrote:
They never gave me my internal score. I had a 750 TU that’s been squeaky clean for over 6 years. Flat out denied.

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I think that will be on your denial letter 

Did you get one, btw? 

[Caught750]

Yup, nothing specific. Just generic “you do not meet our guidelines”. Recon attempt also got a flat denial with no human interaction.

[Shooting-For-800]

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@Aspireto850 wrote:
@Shooting-For-800,

How did you get your internal NFCU score? I’ve asked them about that and they all claim to be ignorant or flat out say that doesn’t exist. I’m interested in applying for another product with them but had a couple of lates last year so want to know how they view me/my history before I get a HO.

Thanks!

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It was on my denial letter that came about 4 days later.

[Anonymous]

Hey is that the navy federal near waterfordlakes? the one across from popeys, lol

[Anonymous]

Chase- you said they wont let you recon?

I just reconned a decline in January with them. Went from a no to a $12,700 line.

The recon process is simple, you send them a secured message explaining why you want the card. I have seen that if you include POI the approval rates come back stronger, but I did NOT send poi with mine.

[FinStar]

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@Anonymous wrote:
Chase- you said they wont let you recon?

I just reconned a decline in January with them. Went from a no to a $12,700 line.

The recon process is simple, you send them a secured message explaining why you want the card. I have seen that if you include POI the approval rates come back stronger, but I did NOT send poi with mine.

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Not sure if you are addressing the correct thread @Anonymous since this topic is only referencing the NFCU outcome for the OP, not Chase.

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:
Chase- you said they wont let you recon?

I just reconned a decline in January with them. Went from a no to a $12,700 line.

The recon process is simple, you send them a secured message explaining why you want the card. I have seen that if you include POI the approval rates come back stronger, but I did NOT send poi with mine.

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Not sure if you are addressing the correct thread @Anonymous since this topic is only referencing the NFCU outcome for the OP, not Chase.

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I believe the reference is to @Chasing750. 

[FinStar]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:
Chase- you said they wont let you recon?

I just reconned a decline in January with them. Went from a no to a $12,700 line.

The recon process is simple, you send them a secured message explaining why you want the card. I have seen that if you include POI the approval rates come back stronger, but I did NOT send poi with mine.

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Not sure if you are addressing the correct thread @Anonymous since this topic is only referencing the NFCU outcome for the OP, not Chase.

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I believe the reference is to @Chasing750. 

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I see that now, the reference didn't appear to be clear Chase vs Chasing750 😶  was multitasking earlier.   Disregard my 'Chase' comment @Anonymous

And, to that end I suppose, typically once a reconsideration decision is made by NFCU, AFAIK it's final.  Which I believe @Caught750 already attempted. 

[Caught750]

I have and they stood with their denial. Though I highly doubt I will I may consider apping with them again in 15 months. I’m officially in the Super Max Alcatraz of gardens!

[Cred4All]

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@Caught750 wrote:
I have and they stood with their denial. Though I highly doubt I will I may consider apping with them again in 15 months. I’m officially in the Super Max Alcatraz of gardens!

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Soooo You're saying theres a chance!