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NFCU Invitation to apply??

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Anonymous
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NFCU Invitation to apply??

I just recieved an invitation to apply for a NFCU Platinum Card with a confirmation code.  I am a bit leary because I was denied just a month ago by them.  I have had a car loan with them for the past few months so perhaps that is one reason, they seem to value 90 days of membership for some benefits like overdraft.  Just not sure if I should take a chance on a HP or if I should continue to garden.  From my search they appear to give cards to people with similar scores although my exp score continues to lag the others.  Any thoughts??

Message 1 of 21
20 REPLIES 20
Anonymous
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Re: NFCU Invitation to apply??

I want to get in nfcu so bad!! I was denied in March. I keep checking my offers daily. Hopefully, I can get a prequal!!
Message 2 of 21
Anonymous
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Re: NFCU Invitation to apply??

The weird thing is I dont have any preapproval online but recieved a invite in the mail.  I went ahead and applied so we will see what happens.

Message 3 of 21
Anonymous
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Re: NFCU Invitation to apply??

I hope you get a good limit!!! Dont forget to apply for navcheck if you do. What are your scores?
Message 4 of 21
Anonymous
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Re: NFCU Invitation to apply??

I didn't know Navy does pre-approvals?
Message 5 of 21
Anonymous
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Re: NFCU Invitation to apply??


@Anonymous wrote:
I didn't know Navy does pre-approvals?

The term they use is invitation an then provide a code so I am not sure it is really a pre-approval so we will see in the next 24 hours I guess.

Message 6 of 21
Anonymous
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Re: NFCU Invitation to apply??


@Anonymous wrote:
I hope you get a good limit!!! Dont forget to apply for navcheck if you do. What are your scores?

They are in my signature block, they vary a little but are within a point or two of what is on there.  They are myfico scores. 

Message 7 of 21
Scupra
Super Contributor

Re: NFCU Invitation to apply??

Sometimes you will get a credit card under "my offers" which is very similar to a pre approval
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 8 of 21
Anonymous
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Re: NFCU Invitation to apply??

I havd never seen a credit card under my offers..I check pretty often...
Message 9 of 21
Anonymous
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Re: NFCU Invitation to apply??

NFCU Preapprovals are very solid.

Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.