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Yup but NFCU has been good to me so far. If your really worried about the HP you can go the Open Sky route.
How does one apply for an SSL with NFCU if I am reading this correctly? My wife has an NFCU Secured card and we are moving our banking to them but I am wondering if getting this will help us even more with building the relationship? We can't touch any of their unsecured credit cards until our discharge is 1 year old which will be in April.
@Anonymous wrote:How does one apply for an SSL with NFCU if I am reading this correctly? My wife has an NFCU Secured card and we are moving our banking to them but I am wondering if getting this will help us even more with building the relationship? We can't touch any of their unsecured credit cards until our discharge is 1 year old which will be in April.
It can't hurt and it only ties up a small amount of cash. If you don't have an installment loan you will get a FICO point boost and that certainly helps.
@brandon1767 wrote:
You have to call them to set it up. Just need the amount you want to secure in your savings and they will put a hold on it. Then you will get a check in the mail for the amount. As you pay it off, they release the amount secured about two days after the payment. There is a guide somewhere on the forum about using Credit Builder/Secured loan.
You can elect to have the proceeds deposited into your savings account... just ask. Also, please don't ask about the paying off early and the extended due date. We don't want to jeopardize this for future people.