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NFCU is no longer Hard Pull Happy?

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CreditInspired
Community Leader
Super Contributor

Re: NFCU is no longer Hard Pull Happy?


@M_Smart007 wrote:

@CreditInspired wrote:

@M_Smart007 wrote:

@Anonymous wrote:

@Anonymous wrote:

You been sleeping all month? There's been quite a slurry of SP CLI going on in the month of giving, although may only be just that. 

I am curious when the cutoff point will be, Dec. 31st or possibly in January. 

 

However, it would be nice if it is the norm going forward. That said, it is a Credit union so i'm not holding my breath.


I see them, but normally only happen early in the month after AR and FICO score update.


I wonder if a call to NFCU would yield any info on SP's going forward? .. I am tempted to call.


Nooooooooooo. I want it to stay broken, if that's what it is Smiley Very HappySmiley Very HappySmiley Very Happy


You caught me just in time, I was dialing and seen this. Broken it staysSmiley LOL


Smiley Very HappySmiley Very HappySmiley Very HappySmiley Wink


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Message 11 of 157
CerebralZulu
Frequent Contributor

Re: NFCU is no longer Hard Pull Happy?

LOL, if its broken don't fix it! :-)


Message 12 of 157
Anonymous
Not applicable

Re: NFCU is no longer Hard Pull Happy?

I'm guessing AJC will be the first one to test water in 6 months, since he was the first to reqest and discovered the "glitch"?

Message 13 of 157
Anonymous
Not applicable

Re: NFCU is no longer Hard Pull Happy?


@Anonymous wrote:

I'm guessing AJC will be the first one to test water in 6 months, since he was the first to reqest and discovered the "glitch"?


It was actually @thornback who discovered the SP this month and there was another member who called and was told that CLIs will be SP first from now on. 

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/5832084/highlight/true#M249012

 

To be honest, it doesn't make sense that they need an HP anyway since they SP EQ every month for ARs. Hopefully it sticks around. 

Message 14 of 157
Anonymous
Not applicable

Re: NFCU is no longer Hard Pull Happy?


@Anonymous wrote:

@Anonymous wrote:

I'm guessing AJC will be the first one to test water in 6 months, since he was the first to reqest and discovered the "glitch"?


It was actually @thornback who discovered the SP this month and there was another member who called and was told that CLIs will be SP first from now on. 

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/5832084/highlight/true#M249012

 

To be honest, it doesn't make sense that they need an HP anyway since they SP EQ every month for ARs. Hopefully it sticks around. 


Yeah, hopefully, the SP CLI sticks around going forward. I am waiting on next month score update to request a CLI! Smiley Very Happy

Message 15 of 157
Brian_Earl_Spilner
Credit Mentor

Re: NFCU is no longer Hard Pull Happy?


@Anonymous wrote:

@Anonymous wrote:

I'm guessing AJC will be the first one to test water in 6 months, since he was the first to reqest and discovered the "glitch"?


It was actually @thornback who discovered the SP this month and there was another member who called and was told that CLIs will be SP first from now on. 

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/5832084/highlight/true#M249012

 

To be honest, it doesn't make sense that they need an HP anyway since they SP EQ every month for ARs. Hopefully it sticks around. 


Pretty sure I beat everyone to the punch, but it was considered a fluke.

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/No-HP-NFCU-CLI/m-p/5744799

    
Message 16 of 157
Anonymous
Not applicable

Re: NFCU is no longer Hard Pull Happy?


@Brian_Earl_Spilner wrote:

@Anonymous wrote:

@Anonymous wrote:

I'm guessing AJC will be the first one to test water in 6 months, since he was the first to reqest and discovered the "glitch"?


It was actually @thornback who discovered the SP this month and there was another member who called and was told that CLIs will be SP first from now on. 

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/5832084/highlight/true#M249012

 

To be honest, it doesn't make sense that they need an HP anyway since they SP EQ every month for ARs. Hopefully it sticks around. 


Pretty sure I beat everyone to the punch, but it was considered a fluke.

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/No-HP-NFCU-CLI/m-p/5744799


That was months back. It's well known that NFCU sometimes will let you get a SP CLI right after the AR but what's unprecedented is how long the CLI window has been and NOBODY getting a HP this month, even ones that were declined. 

Message 17 of 157
Anonymous
Not applicable

Re: NFCU is no longer Hard Pull Happy?

Did anyone try this with the CLOC?

Message 18 of 157
AverageJoesCredit
Legendary Contributor

Re: NFCU is no longer Hard Pull Happy?

I have a shiny new hp for a Cloc denialSmiley Happy
Message 19 of 157
spiritcraft1
Valued Contributor

Re: NFCU is no longer Hard Pull Happy?

Perhaps there should be SP/HP tracking thread for NFCU CLI's?


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Message 20 of 157
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