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NFCU is no longer Hard Pull Happy?

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Super Contributor

Re: NFCU is no longer Hard Pull Happy?


@Saeren wrote:

I dunno why you keep poking the PenDread bear. Smiley Sad


 

edited: for better Pic

Message 31 of 157
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Frequent Contributor

Re: NFCU CLI REQUEST FROM HP TO SP?

6k increase here. Acct opened Aug. Sp in Dec
Message 32 of 157
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Frequent Contributor

Re: NFCU CLI REQUEST FROM HP TO SP?

710 fico btw at time of app
Message 33 of 157
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Valued Contributor

Re: NFCU CLI REQUEST FROM HP TO SP?

Soft Pull, December 5th (190 Days after last CLI)

$12.9K → $18K  ($5.1K CLI)

EQ FICO 9: 775 

 

Account opened Feb. 2019, SL $4.9K

 

 

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 03/2020: EX 780 ✦ EQ 758 ✦ TU 781
Current FICO 9s | 03/2020: EX 793 ✦ EQ 780 ✦ TU 778
Highest FICO-8 Ever | 10/2018: 780 [on dirty report]

2020 Goal Score | 790s


My AAoA: 3.0 years not incl. AU / 3.4 years incl. AU
My AoOA: 7.2 years not incl. AU / 9.2 years incl. AU
Inquiries: EX 1/6 | 3/12 ✦ EQ 1/6 | 3/12 ✦ TU 1/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 34 of 157
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Moderator

Re: NFCU CLI REQUEST FROM HP TO SP?


@gjean78 wrote:
I wanna collect as much data on the recent change NFCU has made on their Cli request. I'm really curious to see how many people that got SP cli this month and how many who got hp cli.

@gjean78- there's already an existing topic with some of this information.  Please see upthread responses.

Message 35 of 157
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Community Leader
Super Contributor

Re: NFCU is no longer Hard Pull Happy?


@M_Smart007 wrote:

@Saeren wrote:

I dunno why you keep poking the PenDread bear. Smiley Sad


 

edited: for better Pic


I tried not to laugh but this is too darn cute. Smiley Very Happy



DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 36 of 157
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Super Contributor

Re: NFCU CLI REQUEST FROM HP TO SP?


@gjean78 wrote:
I wanna collect as much data on the recent change NFCU has made on their Cli request. I'm really curious to see how many people that got SP cli this month and how many who got hp cli.

None that I'm aware of. 



01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 37 of 157
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Community Leader
Mega Contributor

Re: NFCU is no longer Hard Pull Happy?


@Saeren wrote:

I dunno why you keep poking the PenDread bear. Smiley Sad


Lol @Saeren those pesky vermin give you hope when they finally  approve a plSmiley Sad

Message 38 of 157
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Community Leader
Mega Contributor

Re: NFCU is no longer Hard Pull Happy?


@FireMedic1 wrote:

@AverageJoesCredit wrote:
Its possible but it might get moved back to Navy thread. Perhaps if someone wanted to manage it sort of like @FireMedic1 does with his Comenity thread. Id ask people posting to just add dps only as what would clutter the thread would be alot of additionsl posts with comments/questions. If people would just list the relevant dps , it would be easier for people to go through thread. Then any comments they could talk over in Navy thread?Smiley Wink

@AverageJoesCredit Your the CL. It wouldn't bother me to start a thread like the 2 SCT's with Comenity. Make it like you stated above. Lets see if @gdale6 or @CreditCuriosity will approve it.


Ill run it by mods to see what they thinkSmiley Wink

Message 39 of 157
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Super Contributor

Re: NFCU is no longer Hard Pull Happy?

Took a stab at it last night, asked for a $8.9K CLI on my Flagship Rewards card, got the standard `it's under review` message and went to bed.

When I checked this morning I had an $8K bump.   No HP.   

(8/2019)
FICO 8 (EX) 793 (TU) 808 (EQ) 794
FICO 9 (EX) 822 (TU) 827 (EQ) 844

$900K+ club
Message 40 of 157
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