Nasa FCU membership and credit card

[Anonymous]

My 2 newest cards are Marvel(1 month ago) and Mypoints( about 7 weeks), the others are 5 months to over one year old. 

[CreditDunce]

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@Anonymous wrote:

My 2 newest cards are Marvel(1 month ago) and Mypoints( about 7 weeks), the others are 5 months to over one year old. 

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Thank you.  I am considering joining Nasa FCU for the free Ex-98 score.  It is so tempting to join and apply for a CC at the same time...  but I don't have a need for any of their CC's.  Besides, they will probably deny me for having too much available credit. 

[baller4life]

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@CreditDunce wrote:

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@Anonymous wrote:

My 2 newest cards are Marvel(1 month ago) and Mypoints( about 7 weeks), the others are 5 months to over one year old. 

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Thank you.  I am considering joining Nasa FCU for the free Ex-98 score.  It is so tempting to join and apply for a CC at the same time...  but I don't have a need for any of their CC's.  Besides, they will probably deny me for having too much available credit. 

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They often deny for too much available credit or too many new accounts.

[Anonymous]

Do they pull credit for membership? if so which report? and do they use checksystem?

[baller4life]

They sp EX for membership(some members have gotten hp)and yes they pull Chex

[Anonymous]

Thank you baller!!

[bk510]

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@Anonymous wrote:

Here are the reasons.  - Credit Scoring Factors Outside of Credit Union Guidelines
- Excessive Recently Opened Trades

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Sorry to hear that 40, I was approved with 667, 8k SL, 6 new accounts prior, all with in 6 months.

On BT right now, 7% until BT's paid off, however long it takes.

[Themanwhocan]

They denied me a credit card when I joined. So, I just used the savings account lightly (basically to pay off other credit cards every few months) and 10 months later when I didnt have any recent applications (during an app spree) I applied again and was given a $30K credit card.