Navy Federal Approval Chance?

[Anonymous]

I personally think you have an almost guaranteed chance of approval. Back in February, I joined and applied for the Navy Platinum with an EQ score of 601 and one charge off and one collection. They approved me for $17k on the spot. I've since paid off both baddies and I'm anxiously awaiting my 91/3 to see how much of a bump I'll get. That being said, I think you'll see some of the higher SL due to your profile. 

Good luck and let us know how it works out! Navy Fed is the BEST!!!!

[Meanmchine]

Good luck with whatever you decide

[Morphyyy]

Ok guys I just got approved and got my online account set up!!! How long should I wait before I app for one of the unsecured? Only unsecured I've ever been approved for is the cap one platinum and mission lane. Cant seem to get any other unsecured or pre approvals! How long do yall think I should give it on my new account before I pull the trigger?

[AllZero]

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@Morphyyy wrote:

Ok guys I just got approved and got my online account set up!!! How long should I wait before I app for one of the unsecured? Only unsecured I've ever been approved for is the cap one platinum and mission lane. Cant seem to get any other unsecured or pre approvals! How long do yall think I should give it on my new account before I pull the trigger?

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Congratulations on your membership! Call into CSR and see if you have any prequal for their credit cards.

[Morphyyy]

They approved me for the GoRewards for $500. Not that high but glad I got approved hopefully 91/3 will be better. Think it's because I have short credit history.

[Mr_Mojo_Risin]

Congrats on the approval!! Any DP's to share? Who and what score they pulled?

[EverForward]

Congratulations on your approval!

[AllZero]

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@Morphyyy wrote:

They approved me for the GoRewards for $500. Not that high but glad I got approved hopefully 91/3 will be better. Think it's because I have short credit history.

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Congratulations on your approval!

[nyuphoto]

@Anonymous 

Could you let us know how you're 91/3 CLI goes? I'm in a similar boat and I think many other members are too. Thanks so much! 

@Morphyyy  And congratulations on your approval! I know the feeling, enjoy it and garden it well!

[Morphyyy]

Instant approval! They pulled TU for me which was 680. 1 collection. CAP ONE SECURED $500, CAP ONE PLAT $300, MISSION LANE $300 AND CITI SECURED $500 sitting at 2%UTI with 100% payment history and my credit age is only like 6 months i think.