No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Maybe someone else more knowledgable than I am can weigh in, but it seems to me if your balances are always reporting as "zero," that doesn't tell FICO that you actually are using that card. I say this because I noticed a score bump when I let a card report with a balance, then paid it down, then let another balance report, then paid it off again. I think the FICO computer keeps track of actual balances reported month to month and that's how it knows you're showing "recent use of credit cards."
You were spot on! lol I paid down the credit cards and just asked for CLI. They have me $3,000. However, in the letter I got in the mail it stated I have reached the 'maximum unsecured credit limit.' I'm ok with it though, just trying to raise my available credit.
Welcome back and congrats on finally getting approved for the CLI @Anonymous.
Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum if you would like to do so.