Navy Federal Credit Union Question

[Anonymous]

maybe mine was different because it's auto loan? idk

[Anonymous]

Yes, they are HP happy!  I just got a membership the other day and immediately went for a CC and Navcheck.  That cost me two HPs on TU and two on EQ.

[Anonymous]

wow four total? eek

[jbsea]

And since you are talking about them that will cost you one more HP....  OP looking at your scores I'm surprised that you did not get you cc with them.  Did you call and ask why? 

[tendertan]

No I didn't app for a card just yet, I was unsure of was it an additional HP or will it be the same pull. Then I didn't know which card was the best to app for. I want one that's going to grow quick in limits.

[baller4life]

Every poster in this thread will get 2 hps.

[Anonymous]

It is a HP for each department and that is good in that department (except maybe mortgage lending) for 30 days.  If you apply for a Navy CC unsecured and are denied, you can use that same pull for the secured card as long as you do it within 30 days.  If there is a branch near you, you can go in there.  They had questions for my on my unsecured CC application after the rep at the branch ran my app and she was able to put me on the phone with someone in the CC department and I was approved after about a ten minute wait.  

[Miamicanes]

They are pull happy but its worth it in my opinion , They started me out with 10000 SL and now im at 22000 on both cards and I have a LOC of 15000 ! So I will take the HPs for the 59000 in credit !!!!! My scores are 680 across the board , no baddies .

[tendertan]

Well they called me today, and during the phone call she was asking about my existing credit union and do I have a CC with them and I told her yes,Next thing I know she says congratulation I was approved for the Cash Rewards Card for 15,000.  I'm like Wow!!  Really wasn't giving her permission to app, but I'll take it!  Said she'll be calling back tommorrow with details of transferring my balance over.  They going to pay my balance off, but wait I don't have a big balance so I guess its whatever, I'm game! 

[Pitt570]

Navy is pull happy so expect hp on everything except when you get a credit limit sp besides that there happy happy happy