@designated_knitter wrote:For anyone wanting to know what thei 91st day would be, ask the google machine.
So you can say "03/07/2021 + 91 days" in the search bar and you'll get the following:
This is useful for Comenity as well which is often on a 61 day schedule.
You can also use a spreadsheet that will calculate the date for you as well.
That being said, @Anonymous , expect a great result when you do apply since your usage across all accounts is what they like to see. I would predict card number 2 with a SL of either 25k or 10k based on data points. Either way, you're probably looking at at least 5 digits!
Also, apply for your second card first. THEN hit the Luv button for the CLI. Common wisdom on these boards is that you get a better result that way in terms of SL on card number 2.
Hope this helps and good luck! Day 90 is the hardest!
I wish there was a way I could physically shank your hand 
thank you x1,000,000!!!
so just to clairify! Even though it's been 91 days (March 7th-June 6th) =91 days I still should wait until my June stament which cuts June 22nd so officially I should apply for my second card FIRST on June 23rd and follow it with a CLI request, is my understanding correct?
@Anonymous wrote:
so just to clairify! Even though it's been 91 days (March 7th-June 6th) =91 days I still should wait until my June stament which cuts June 22nd so officially I should apply for my second card FIRST on June 23rd and follow it with a CLI request, is my understanding correct?
Please don't shank my hand 🤣. That sounds painful!
If it were me, I would apply tomorrow (actually just after midnight if you're a night owl like me) for card number 2. I still think you would be approved based on my experience which is a sample size of one! But others here favor a more cautious approach.
I applied for card number 3 just after midnight (so JUST BARELY 91 days) and was approved within the hour despite still short of 3 full statements.
I'm having to wait until next Saturday for my CLI of my older card when my 3rd full statement cuts.
As everyone else has said, let us know what you decide to do. Worst comes to worse and you get denied tomorrow stating the card is to new. That one inquiry should not hurt your chances when your 3rd full statement posts.
You could possibly even recon after your 3 full statement posts on the grounds that the card is now pas the 91/3 requirement and potentially save yourself a second hard pull.
