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Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

AverageJoesCredit
Legendary Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

I never had to provide poi on any cli after 25k. Navy just approved me another 6k increase on my Plat! New limit $9k. Navy is most anazing lender  !

Message 781 of 1,066
UncleB
Moderator

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@AverageJoesCredit wrote:

I never had to provide poi on any cli after 25k. Navy just approved me another 6k increase on my Plat! New limit $9k. Navy is most anazing lender  !


That's awesome, @AverageJoesCreditscreamer.gif

 

Other than the Platinum, what all do you have with Navy these days?

Message 782 of 1,066
Ivylicious1908
Regular Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

Congrats AVG Joe. I also got the 6k love on my Cash Rewards today!!! 💚💚💚💗💗💗

Message 783 of 1,066
AverageJoesCredit
Legendary Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@UncleB wrote:

@AverageJoesCredit wrote:

I never had to provide poi on any cli after 25k. Navy just approved me another 6k increase on my Plat! New limit $9k. Navy is most anazing lender  !


That's awesome, @AverageJoesCreditscreamer.gif

 

Other than the Platinum, what all do you have with Navy these days?


Thanks @UncleB  i have my pride and joy, the CR at $33K , which is carrying the brunt of Dads debt, and i have another Plat at $15k, also helping out Dad. So $57K no too shabby. I still need to poke the bear and try and get $9k Plat  apr reduced from 6.99 to 5.99 😆 

Message 784 of 1,066
AverageJoesCredit
Legendary Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@Ivylicious1908 wrote:

Congrats AVG Joe. I also got the 6k love on my Cash Rewards today!!! 💚💚💚💗💗💗


Thanks Ivy, thats wonderfulSmiley Happy.  Enjoy that increase, im sure it was a  great New Year gift😊

Message 785 of 1,066
UncleB
Moderator

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@AverageJoesCredit wrote:

@UncleB wrote:

@AverageJoesCredit wrote:

I never had to provide poi on any cli after 25k. Navy just approved me another 6k increase on my Plat! New limit $9k. Navy is most anazing lender  !


That's awesome, @AverageJoesCreditscreamer.gif

 

Other than the Platinum, what all do you have with Navy these days?


Thanks @UncleB  i have my pride and joy, the CR at $33K , which is carrying the brunt of Dads debt, and i have another Plat at $15k, also helping out Dad. So $57K no too shabby. I still need to poke the bear and try and get $9k Plat  apr reduced from 6.99 to 5.99 😆 


Wow... that's awesome! Smiley Very Happy

 

That CR is something to be proud of, indeed! Smiley Very Happy

(Actually, they all are!)

Message 786 of 1,066
AverageJoesCredit
Legendary Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@UncleB wrote:

@AverageJoesCredit wrote:

@UncleB wrote:

@AverageJoesCredit wrote:

I never had to provide poi on any cli after 25k. Navy just approved me another 6k increase on my Plat! New limit $9k. Navy is most anazing lender  !


That's awesome, @AverageJoesCreditscreamer.gif

 

Other than the Platinum, what all do you have with Navy these days?


Thanks @UncleB  i have my pride and joy, the CR at $33K , which is carrying the brunt of Dads debt, and i have another Plat at $15k, also helping out Dad. So $57K no too shabby. I still need to poke the bear and try and get $9k Plat  apr reduced from 6.99 to 5.99 😆 


Wow... that's awesome! Smiley Very Happy

 

That CR is something to be proud of, indeed! Smiley Very Happy

(Actually, they all are!)


Thank you @UncleB  yeah its  been quite an adventure.  Income wise they done gone lost their minds lol but im glad they take into account that im managing the accounts responsibly. Smiley Happy

Message 787 of 1,066
SUPERSQUID
Established Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

@AverageJoesCredit Just a quick question. i recently got the nfcu cr with a sl of 3700. i consider my income low at 36000. i am retired but i am under age to collect my 2 pensions, i will be able to collect them in 3 years and that will beef up my income. you have mentioned a few times you dont have high income, do you think i have a shot at higher limits with nfcu with my 36000 annual income? thanks

{ BK7 DC 12/2019 } target 700/ kohls 1500/ discover 3k /mercury 3350 /ollo 600 /mission lane 1050/ ikea 750/ firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 2k/ cap 1 savor one 3100 /comenity rewards mc 1k, Penfed PCR signature visa 7.5k, NFCU >signature visa cash rewards 9700

>/ nfcu platinum 1k, BABY NEEDS NEW SHOES !!!!!
Message 788 of 1,066
AverageJoesCredit
Legendary Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@SUPERSQUID wrote:

@AverageJoesCredit Just a quick question. i recently got the nfcu cr with a sl of 3700. i consider my income low at 36000. i am retired but i am under age to collect my 2 pensions, i will be able to collect them in 3 years and that will beef up my income. you have mentioned a few times you dont have high income, do you think i have a shot at higher limits with nfcu with my 36000 annual income? thanks


Absolutely! I only wish i could make 36k lol!  Im sub 25k so there is low then there is me haha . To boot  they have given me $57k in credit amongst 3 ccs . Most banks or CUs would not do that.

 

But seriously you have done the most important thing by getting started and approved. As each cycle where you are eligble to request cli, keep doing so,  try snd maintain good credit habits by using your cards and paying them on time and you will see your history with them grow. I started my journey with a $500 CR and that was at a time when everyone was getting 20-25k limits out the gate. 

 

I dont think one has to deposit everything to them or spend lavishly but at least use what they give to show  it is appreciated.  . Enjoy the ride, Navy is really there for its membersSmiley Happy

Message 789 of 1,066
UncleB
Moderator

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@AverageJoesCredit wrote:

@SUPERSQUID wrote:

@AverageJoesCredit Just a quick question. i recently got the nfcu cr with a sl of 3700. i consider my income low at 36000. i am retired but i am under age to collect my 2 pensions, i will be able to collect them in 3 years and that will beef up my income. you have mentioned a few times you dont have high income, do you think i have a shot at higher limits with nfcu with my 36000 annual income? thanks


Absolutely! I only wish i could make 36k lol!  Im sub 25k so there is low then there is me haha . To boot  they have given me $57k in credit amongst 3 ccs . Most banks or CUs would not do that.

 

But seriously you have done the most important thing by getting started and approved. As each cycle where you are eligble to request cli, keep doing so,  try snd maintain good credit habits by using your cards and paying them on time and you will see your history with them grow. I started my journey with a $500 CR and that was at a time when everyone was getting 20-25k limits out the gate. 

 

I dont think one has to deposit everything to them or spend lavishly but at least use what they give to show  it is appreciated.  . Enjoy the ride, Navy is really there for its membersSmiley Happy


Message 790 of 1,066
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