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Navy Federal I got CLI and Applying for 2nd card

alshannan
Established Member

Navy Federal I got CLI and Applying for 2nd card

Hello everyone
I applied for Navy More Rewards AMEX on 31/March/2021 I got approved instantly for $1000
I wait 94 days and yesterday 01/July/2021 I applied at 4 am for a limit increase online I asked for $50,000 they said
we will back to you in 24 hours, 19 hours later I got approved for $3000 (SOFT PULL)
I would like to apply for my 2nd card (Flagship visa) should I do it now? Any Tips? I wanna a big line
EQ FICO 9 at 738

Message 1 of 3
2 REPLIES 2
wildboys
New Contributor

Re: Navy Federal I got CLI and Applying for 2nd card


@alshannan wrote:

Hello everyone
I applied for Navy More Rewards AMEX on 31/March/2021 I got approved instantly for $1000
I wait 94 days and yesterday 01/July/2021 I applied at 4 am for a limit increase online I asked for $50,000 they said
we will back to you in 24 hours, 19 hours later I got approved for $3000 (SOFT PULL)
I would like to apply for my 2nd card (Flagship visa) should I do it now? Any Tips? I wanna a big line
EQ FICO 9 at 738


You are pass the 91/3 rule so you can apply for the flaship visa without any problems. They will approve it and give you at least $10000 SL. Navy Federal now only gives CLI to $4000.

Message 2 of 3
JNA1
Valued Contributor

Re: Navy Federal I got CLI and Applying for 2nd card


@wildboys wrote:

@alshannan wrote:

Hello everyone
I applied for Navy More Rewards AMEX on 31/March/2021 I got approved instantly for $1000
I wait 94 days and yesterday 01/July/2021 I applied at 4 am for a limit increase online I asked for $50,000 they said
we will back to you in 24 hours, 19 hours later I got approved for $3000 (SOFT PULL)
I would like to apply for my 2nd card (Flagship visa) should I do it now? Any Tips? I wanna a big line
EQ FICO 9 at 738


You are pass the 91/3 rule so you can apply for the flaship visa without any problems. They will approve it and give you at least $10000 SL. Navy Federal now only gives CLI to $4000.


Yep! I typically have applied for the 2nd card first and then asked for the CLI, but it shouldn't matter. You should get a nice limit in your 2nd card regardless. DW got $3K SL on her first card in 6/2020 and then $7500 SL on her second card in 10/2020. 
Her first card is now $8500 and her 2nd is $11,500 through SP CLIs. 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $578,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 3 of 3
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