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Navy Federal Thread for CLI and Additional Cards

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Anonymous
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Re: Navy Federal Thread for CLI and Additional Cards

Promise @stinastina? Are you talking about your PenFed card? I can't help you as they turned me down Smiley Happy. But congrats on the CLI! Smiley Happy
Message 4531 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards


@stinastina wrote:

This Navy step-child was finally given some love without having to beg ! I got an email today that my Promise was bumped p to $2000 from $1000. I have had the card for over a year in May, so I was going to ask for a 6 month cli in November. 

 

I don't think I've ever read that they just handed out cli's by email - does that happen ? I logged in to double check and it was there. So what do I do about the 6 month cli ? Just forget about it ? I'm in the garden so I'd rather not do a hard pull but I also would rather not miss out on any blessings.


Navy or Penfed...a CLI is a CLI and a huge congrats to you for doubling the CL!!! 

 

If it was Navy then you would be on the 'ol 6 month clock.

 

@If it was PenFed then double cheers to you @stinastina...I'm not holding my breathe for PenFed to ever send me an auto CLI lol!!!

 

Have a great weekend with that new availability my friend!!

 

Smiley Very Happy 

Message 4532 of 17,187
AverageJoesCredit
Legendary Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Even through the darkest hours , there is still an attempt to be made in November for cli, c'mon Navy show the ol' dog a new chew toySmiley Happy
Message 4533 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Well, after my success with SP CLI'a with both Discover and AMEX, I figured I'd unlock EQ for NFCU.

Gasp

Denied...

What should I do?

My new balances haven't even reported yet, I'm almost certain they'll bring me up into the 700s again.

NFCU seems to be unusually stingy with me - only have $2300 with them and they are resistant to give me anymore.

Don't want to incur another HP, possible to recon?
Message 4534 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

I'm still wondering if anyone has ever had a CLI approved while carrying a balance? I'm just over 50% utilization on my Visa Rwd's card.
Message 4535 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

I'm also curious to know. I did a balance transfer late august and won't be done paying it off by the 91 days/3 statements. Should I even bother requesting an increase?
Message 4536 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

@sd, when are you pulling the trigger on the CLI my friend?

 

Smiley Very Happy

Message 4537 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards


@Anonymous wrote:
I'm still wondering if anyone has ever had a CLI approved while carrying a balance? I'm just over 50% utilization on my Visa Rwd's card.

@Air, my fiance got one from $5500-$22K when she had a couple grand on the card and there are many people who have mentioned they got a CLI with even higher utilization.

 

Smiley Very Happy

Message 4538 of 17,187
rmduhon
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

@Anonymous we went from 2500 to 17k when we had about 70% UTI on our GoRewards card.
Message 4539 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

That's nice to hear about util/cli. Mine is around 7-8%. Hope it stays that way.lol

Message 4540 of 17,187
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