Ok. I will check it out. I just got a car loan in May and NFCU and Victoria Secrets (I know, I was weak and stupid the other day...lesson learned though) so I might need to go into the garden for at least 6 months (maybe a year?) and let them grow before I do PenFed. I will be looking for a "seedling" from you soon please. 
@UncleB
Because of that one little $30 policy, my father, aunts, cousins, sister and myself are now all eligible for USAA products as well. I knew about USAA due to my brothers who are members (they served so they qualify on their own). I do my primary banking with them, and have a couple of their cards as well. They aren't the best at everything, but the things they do well they are as solid as a rock.
For me USAA and NFCU work really well together; I'm sure for folks with NFCU and PenFed it's much the same.
For the most part. no 2.5% limitless tho 
PF is much more conservative than Navy, but still good. Same as any other lender, where two profiles could be very close and one gets everything and the other gets decent, but not fantasic. Very good loan rates, so that saves them even tho they tightened up on limits/CLI's.
@Anonymous wrote:Ok. I will check it out. I just got a car loan in May and NFCU and Victoria Secrets (I know, I was weak and stupid the other day...lesson learned though) so I might need to go into the garden for at least 6 months (maybe a year?) and let them grow before I do PenFed. I will be looking for a "seedling" from you soon please.
It looks like you just upranked, so you permissions should have been updated allowing you to add it yourself. Of course I'm always around if you need assistance.
@UncleB wrote:
@Anonymous wrote:Ok. I will check it out. I just got a car loan in May and NFCU and Victoria Secrets (I know, I was weak and stupid the other day...lesson learned though) so I might need to go into the garden for at least 6 months (maybe a year?) and let them grow before I do PenFed. I will be looking for a "seedling" from you soon please.
It looks like you just upranked, so you permissions should have been updated allowing you to add it yourself.
Congrats scarlett.. When is mine going up UB?
@Anonymous wrote:
@UncleB wrote:
@Anonymous wrote:Ok. I will check it out. I just got a car loan in May and NFCU and Victoria Secrets (I know, I was weak and stupid the other day...lesson learned though) so I might need to go into the garden for at least 6 months (maybe a year?) and let them grow before I do PenFed. I will be looking for a "seedling" from you soon please.
It looks like you just upranked, so you permissions should have been updated allowing you to add it yourself.
Congrats scarlett.. When is mine going up UB?
LOL... I wish I was privy to the magic formula, but they tell us nothing. 
All I can contribute is that kudos mean nothing, and the rank is based on time spent on the forum, number of posts, length of membership, and (oddly) number of logins. Oh, and the cut-off's are all odd numbers, to prevent people from gaming the system.
That's all I got. 
As usual, leave it to Navy to be cryptic. My attempt at 4 cards ended with this message in letter received yesterday:
EXTENUATING FACTORS EXIST REGARDING YOUR NFCU ACCOUNTS
EXTENUATING FACTORS EXIST REGARDING YOUR NFCU ACCOUNTS
@AverageJoesCredit wrote:
As usual, leave it to Navy to be cryptic. My attempt at 4 cards ended with this message in letter received yesterday:
EXTENUATING FACTORS EXIST REGARDING YOUR NFCU ACCOUNTS
I just posted the same one yesterday. when i called they said i had 3 accts and that was the max. guess they dont know peghede
@UncleB
All I can contribute is that kudos mean nothing, and the rank is based on time spent on the forum, number of posts, length of membership, and (oddly) number of logins. Oh, and the cut-off's are all odd numbers, to prevent people from gaming the system.
That's all I got.
LOL... I wish I was privy to the magic formula, but they tell us nothing.
@UncleB MFer's gaming the system.. that never happens here. Not like its a spend bonus LOL
