Just ask for $25K if your income is over $25K. There is no sense asking for less because they will counter with the max they’ll offer you if it isn’t $25K and you can’t get another increase for 6 months.
While it’s uncommon to get more than 3X, it has been known to happen from time to time.
Correct, $25K is a safe ceiling before POI.
Just had a quick question. I think I've seen that shifting some limit from one NFCU card to another resets the CLI clock. Do you have to wait 6 months after a CLI to shift limit to the same card?
My Mr is coming up on 6 months. It started with only 1k and from what I've read I only expect to maybe move up to 3k. Really would like it to be more and considering moving some of my CR limit.
Just looking for advice, suggestions, experiences, etc.
Any credit limit increase or decrease will make you ineligible for a CLI for 6 months so both the donor card and receiving card get reset each time you move limits around.
I wasn’t advised of this upfront so I don’t want anyone to get stuck like I did. Neither of my cards is eligible until 8/20 because of my reallocation 2/20 when I opened my Platinum in December so I’m way past 91/3.