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Navy Federal Thread for CLI and Additional Cards

AverageJoesCredit
Mega Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Chandler455 wrote:

3 may be the new norm I asked for 5500 on my cash rewards that had a 1500 dollar limit and I got increased to 4500 no POI, debating on trying on my plat but the odds they cli 2 cards at the same time seem pretty low imo


never say never with Navy! If your reports are locked you have zero to lose. If i would have kept that attitude on my Navy journey i NEVER would have gotten a 25k limit on a cc, especially on my income. Always try, if you fail then you can say it was a bust Smiley Wink

Message 14961 of 17,187
Chandler455
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Eh I gave it a shot maybe a different underwriter will look at it haha

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Flagship 8k | discover it 4.7k | kohls 3k | target 800

Business
Hilton Amex 15k | Costco visa 10k | Amex Amazon prime 9k

Ficos TU 831 EQ 805 EX 814
Message 14962 of 17,187
AverageJoesCredit
Mega Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Chandler455 wrote:

Eh I gave it a shot maybe a different underwriter will look at it haha


thats the spirit. I was declined a cli request on my Plat last month, i tried again last week but i think im still on either max limit or like last letter said, recent change to account. Im pretty sure im past 6 months since last cli but then again maybe notSmiley Wink. The day i see a cld is the day i know i pushed too far lol🤭

Message 14963 of 17,187
LeilaniS
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Mahalo @AverageJoesCredit !!

 

Great, now I've got The Power of Love stuck in my head lol!! Heart

 

 

Message 14964 of 17,187
M_Smart007
Epic Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@LeilaniS wrote:

Mahalo @AverageJoesCredit !!

 

Great, now I've got The Power of Love stuck in my head lol!! Heart

 

 


Great one to have stuck in your head! Smiley Wink

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LeilaniS
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Very true @M_Smart007!!

 

Happy Friday Eve Smarty!Smiley LOL

Message 14966 of 17,187
ccquest
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@ccquest wrote:

@Birdman7 wrote:
Join now @ccquest !

Went ahead and called in to do the app over the phone as the online one suggested since I'm just going based on my sister's prior AF service. They didn't ask for anything about her, so I guess it's just trust based at this point. Rep said I would hear back in 3-5 business days, so I guess I'll find out by the end of the week.


Experian seems to have some sort of inside info and says they reported a bank account with my SSN. Haven't received any communication from Navy quite yet though! Today is the third business day still so it fits in their timeline.

as of 9/3/21
Current Cards:
Message 14967 of 17,187
AverageJoesCredit
Mega Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@LeilaniS wrote:

Mahalo @AverageJoesCredit !!

 

Great, now I've got The Power of Love stuck in my head lol!! Heart

 

 


Hola! @LeilaniS  great tune to have stuck in ones head!. Could be worse ( better?) Could have Nothings Gonna Stop Us Now! ( Mannequin)Smiley Wink. Love that movie had to find it on blu ray and watched it other daySmiley Wink 

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Chandler455
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

I also got the 3k on my platinum seems like that's the new normal gee wonder what the 3rd card could yield lol

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Flagship 8k | discover it 4.7k | kohls 3k | target 800

Business
Hilton Amex 15k | Costco visa 10k | Amex Amazon prime 9k

Ficos TU 831 EQ 805 EX 814
Message 14969 of 17,187
ocheosa
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


Guess it's now a YMMV?

I received 4k on my cashrewards in September and 4k on my platinum mastercard today. 

cashrewards: 10/19 SL 3k, 02/20 +6k, 09/20 +4k

platinum mc: 01/20 SL 20k, 04/20 +8k, 10/20 +4k 

[9/21] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 6, EX 8, TU 1. AAoA=5y, AoOA=34y, AoYA=9m.
Personal TCL: $296K. Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS MC, QS Visa, SavorOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cashRewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel. Misc: Overstock, Target.

Business TCL: $24K. 2021-22 Project: Business Profile. AoYA=3m
AmEx: Amazon Prime, Lowe's. FNBO Evergreen. Staples LOC. Quill Net30. Uline. Office Depot.
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