Navy Federal Thread for CLI and Additional Cards

[Sax2610]

@Anonymous  I'm a little confused i requested a Cli in January. Statement. Is posted the 20th of every month, is it beacuse February was a short month why the 91/3 has not taken effect yet. Received letter saying i,m still early. Waiting till the end of the month to apply again

[Anonymous]

You can only receive cli every 181 days 91/3 only applies to new accounts

[Ivylicious1908]

Hey All,

I hope this isn't too far off topic, but I received a preselcted for a Platinum card in the mail today. I have a Plat CC and Cash Rewards CC. Are they trying to get me to go for a 3rd card??? Has this happen to anyone else?

[Sax2610]

@Anonymous  Thank you 

[M_Smart007]

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@delaney1 wrote:

DH got a 10k Platinum about a year ago at the lowest interest rate. We did a BT to the Platinum last year, and that's it.  Asked for a CLI yesterday, just saw he got approved for a $4K increase. 

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@delaney1,

Congratulations to DH on the $4K CLI !

[Anonymous]

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@M_Smart007 wrote:

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@delaney1 wrote:

DH got a 10k Platinum about a year ago at the lowest interest rate. We did a BT to the Platinum last year, and that's it.  Asked for a CLI yesterday, just saw he got approved for a $4K increase. 

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@delaney1,

Congratulations to DH on the $4K CLI !

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Covid 4k congrats 

[newfossil]

I made a post over in approvals, but thought I would add my data points here.  

I applied for my 2nd Navy card and was instantly approved for $1800. Not a large amount, but is 3 times higher than the starting for my first card. It will grow. 

1st NFCU card is at 14% uti, also have a personal loan that is 67%. Total utilization is 12%, but showing on credit bureaus at 18% because many payments are not showing yet. Current scores are in siggy. 

[Anonymous]

Hi all! My DD was approved for her second Navy card today and it's a Flagship. She went to 24/48 hr review and just got the notification she was approved. I am just curious if anyone has seen a Flagship approved for $2,500 like this before? Do you think it might be a typo and she is actually approved for $25,000? I didn't know a signature card could be less than 5k. Either way she is super happy but wanted to share the limit as I found it interesting. 

[AllZero]

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@Anonymous wrote:

Hi all! My DD was approved for her second Navy card today and it's a Flagship. She went to 24/48 hr review and just got the notification she was approved. I am just curious if anyone has seen a Flagship approved for $2,500 like this before? Do you think it might be a typo and she is actually approved for $25,000? I didn't know a signature card could be less than 5k. Either way she is super happy but wanted to share the limit as I found it interesting. 

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@Anonymous   I haven't seen any Flagship starting at $2500. It is my understanding that it starts at $5K. What is the credit limit on DD 1st card?

ETA congratulations on DD approval!

[Anonymous]

@AllZero  fist card was $500, has since gotten a Discover for 3k. No debt or derogs. I was like 99% sure I hadn't seen anyone get it for less than 5k