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Navy Federal Thread for CLI and Additional Cards

Sax2610
New Contributor

Re: Navy Federal Thread for CLI and Additional Cards

@Chandler455  I'm a little confused i requested a Cli in January. Statement. Is posted the 20th of every month, is it beacuse February was a short month why the 91/3 has not taken effect yet. Received letter saying i,m still early. Waiting till the end of the month to apply again

Message 16991 of 17,131
Chandler455
Established Contributor

Re: Navy Federal Thread for CLI and Additional Cards

You can only receive cli every 181 days 91/3 only applies to new accounts

Personal
NFCU platinum 18k | Best Buy visa 10k | NFCU Flagship 8k | discover it 4.7k | kohls 3k | target 800

Business
Hilton Amex 15k | Costco visa 10k | Amex Amazon prime 9k

Ficos TU 831 EQ 805 EX 814
Message 16992 of 17,131
Ivylicious1908
Regular Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Hey All,

I hope this isn't too far off topic, but I received a preselcted for a Platinum card in the mail today. I have a Plat CC and Cash Rewards CC. Are they trying to get me to go for a 3rd card??? Has this happen to anyone else?

Message 16993 of 17,131
Sax2610
New Contributor

Re: Navy Federal Thread for CLI and Additional Cards

@Chandler455  Thank you 

Message 16994 of 17,131
M_Smart007
Epic Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@delaney1 wrote:

DH got a 10k Platinum about a year ago at the lowest interest rate. We did a BT to the Platinum last year, and that's it.  Asked for a CLI yesterday, just saw he got approved for a $4K increase. 


@delaney1,

Congratulations to DH on the $4K CLI !

Message 16995 of 17,131
TRICKY504
Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@M_Smart007 wrote:

@delaney1 wrote:

DH got a 10k Platinum about a year ago at the lowest interest rate. We did a BT to the Platinum last year, and that's it.  Asked for a CLI yesterday, just saw he got approved for a $4K increase. 


@delaney1,

Congratulations to DH on the $4K CLI !


Covid 4k congrats 

Message 16996 of 17,131
newfossil
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

I made a post over in approvals, but thought I would add my data points here.  

I applied for my 2nd Navy card and was instantly approved for $1800. Not a large amount, but is 3 times higher than the starting for my first card. It will grow. 

 

1st NFCU card is at 14% uti, also have a personal loan that is 67%. Total utilization is 12%, but showing on credit bureaus at 18% because many payments are not showing yet. Current scores are in siggy. 




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 16997 of 17,131
FixingMy3
New Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Hi all! My DD was approved for her second Navy card today and it's a Flagship. She went to 24/48 hr review and just got the notification she was approved. I am just curious if anyone has seen a Flagship approved for $2,500 like this before? Do you think it might be a typo and she is actually approved for $25,000? I didn't know a signature card could be less than 5k. Either way she is super happy but wanted to share the limit as I found it interesting. 

Message 16998 of 17,131
AllZero
Super Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@FixingMy3 wrote:

Hi all! My DD was approved for her second Navy card today and it's a Flagship. She went to 24/48 hr review and just got the notification she was approved. I am just curious if anyone has seen a Flagship approved for $2,500 like this before? Do you think it might be a typo and she is actually approved for $25,000? I didn't know a signature card could be less than 5k. Either way she is super happy but wanted to share the limit as I found it interesting. 


@FixingMy3   I haven't seen any Flagship starting at $2500. It is my understanding that it starts at $5K. What is the credit limit on DD 1st card?

 

ETA congratulations on DD approval!

Message 16999 of 17,131
FixingMy3
New Contributor

Re: Navy Federal Thread for CLI and Additional Cards

@AllZero  fist card was $500, has since gotten a Discover for 3k. No debt or derogs. I was like 99% sure I hadn't seen anyone get it for less than 5k

5EFFC541-0F83-4224-B310-3521FDB33094.jpeg

 

Message 17000 of 17,131
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