@coreyb80 wrote:As posted earlier this week my nSecured graduated on Tuesday after my 9th statement cut. I noticed quite a few posters on this forum requesting CLIs before their 90/180 time frames. I took a gamble this morning and requested that my CL be $5K. I received the under review message. I log in now to check my finances and noticed that my CL has now been bumped to $4K. My highest CL currently and this card will most definitely be my daily driver now. Gotta love Navy!!
Super grats
This DP is about my cash rewards. Just shy of my six months from graduation from the nRewards secured card, I requested a CLI on my card. Keep this in mind, very lack of use of this card.
TU 690 / EX 679 / EQ 678
Lots of inquiries. (I was pretty aggressive last year in my rebuild)
14 cards in the passed 14 months
$2000 CL, with the CLI request (still a SP btw), is now a total of $2500
not surprised by the small increase (even though it was a 25% increase of the total CL) since i haven't really used the card in months.
@mchang124 wrote:This DP is about my cash rewards. Just shy of my six months from graduation from the nRewards secured card, I requested a CLI on my card. Keep this in mind, very lack of use of this card.
TU 690 / EX 679 / EQ 678
Lots of inquiries. (I was pretty aggressive last year in my rebuild)
14 cards in the passed 14 months
$2000 CL, with the CLI request (still a SP btw), is now a total of $2500
not surprised by the small increase (even though it was a 25% increase of the total CL) since i haven't really used the card in months.
Congrats @mchang124 good dps. Honestly i feel usage isnt super important but paying back in a promptly manner is. Ive used my CR for a couple bts but actual spend hasbeen minimal.
I would love to use my CR for everything now but am trying not to use my ccs until at least get my unemployment in. Keep up great work
@MrZero wrote:I was going to wait beyond 3/91 to apply for a CLI and second card until after seeing if my Discover graduates after the seventh statement in the middle of July but with my CashRewards account opening last Saturday, putting my 91st day (and almost 4th statement) on the Fourth of July I kind of want to do it then.
You just want to see Navy fireworks
@Credit_Master wrote:Sorry to hear about your denial. This isn't really credit card related but thought I would share my good fortune. I applied for the pandemic relief loan from NFCU last night. Woke up this morning to an email that stated I had been approved for the maximum amount @ 6%. I have a little history with NFCU started with them in 2018 with a checking/savings account and a auto loan. I applied for a credit card about 2 months ago and was approved for the GoRewards Visa.
EQ 650
EX 691
TU 637
Welcome To myFICO Forums and
@mchang124 wrote:This DP is about my cash rewards. Just shy of my six months from graduation from the nRewards secured card, I requested a CLI on my card. Keep this in mind, very lack of use of this card.
TU 690 / EX 679 / EQ 678
Lots of inquiries. (I was pretty aggressive last year in my rebuild)
14 cards in the passed 14 months
$2000 CL, with the CLI request (still a SP btw), is now a total of $2500
not surprised by the small increase (even though it was a 25% increase of the total CL) since i haven't really used the card in months.
Congratulations!
Not the top score I have ever had, but not bad for adding 26+ new Credit lines in the last 14 months
Be interesting to see what it is on 9-11-2020 .. when I go for $80K max exposure
Wow, great F9 score!! 26+? You've been busy,
@M_Smart007 wrote:
Not the top score I have ever had, but not bad for
adding 26+ new Credit lines in the last 14 months
Be interesting to see what it is on 9-11-2020 ...
when I go for $80K max exposure
Congrats! It is amazing you've managed to keep your score so high with so much activity! That many new accounts makes me dizzy. I've added 7/12 and it took a minor toll but the recent dip is more related to my putting a 98% utilization on my new Platinum card to build payment history. My problem now is ... I have nowhere to go but DOWN! Lol 
But that's a good 'problem' to have. 
